Open Salary Account Online - Get great offers and Cashbacks!!!

How do I open a Salary Account?
You can open a Salary Account with HDFC Bank instantly. Visit the HDFC Bank website and under ‘Accounts’, select the online Salary Account opening option. Provide your Permanent Account Number (PAN), mobile number, employer details, address and KYC details. Ensure your Aadhaar is linked to your mobile number to complete Aadhaar-based KYC. The instant account is valid for a year. To convert it into a Regular Salary Account, visit the HDFC branch for in-person KYC.

What are the benefits of opening a Salary Account?
A Salary Account is a zero-balance account, i.e., no minimum balance is necessary. You enjoy direct salary credit into your bank account. You also enjoy debit and credit card facilities, chequebooks, internet banking, etc. Salary Account holders may also enjoy preferential loan terms.

What rate of interest can I earn on balances in my HDFC Bank Salary Account?
You can earn interest rates from 3.0% to 3.5% per annum.

What is the process to transfer my account from one HDFC Bank branch to another?
Duly fill out and sign the Account Transfer Form and submit it to the bank branch where you would like to transfer your account. Your account number remains the same, and you can continue using existing bank debit and credit cards and chequebooks.

What is the amount I need to maintain in a Salary Account?
Salary Accounts are zero-balance accounts, i.e., you are not required to maintain a minimum balance. Therefore, the bank does not charge a penalty for not keeping a minimum balance in your salary account.

Can I use my corporate Salary Account for other purposes?
Yes. You can use your Salary Account to finance fund transfers, open Fixed Deposits and get loans. You can also use the Salary Account details to open Demat accounts and finance Mutual Fund SIPs.

What are the documents required to open a Salary Account online?
Click here to know list of documents when applying for an HDFC Bank Salary Account