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Loan against Assets

Use your assets such as property, gold, securities and rental income, or even your salary account and credit card to get affordable and quick loans from HDFC Bank.

Use your assets such as property, gold, securities and rental income, or even your salary account and credit card to get affordable and quick loans from HDFC Bank. Some of the features of HDFC Bank’s loans against assets are attractive interest rates, pocket-friendly EMIs, quick processing and speedy disbursals. Use the funds to invest in your business, spend on a family wedding or tide over an emergency.

loan on credit card

Loan on Credit Card

Take a loan against your credit card limit to meet all your urgent financial needs without any hassles

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Insta Loan on Credit Card

  • cardGet a pre-approved loan within the credit limit of your HDFC Bank Credit Card instantly
  • interestEnjoy attractive interest rates, among the lowest in the market
  • no documentsNo documentation is required

Insta Jumbo Loan

  • acceptedGet a pre-approved loan above the credit limit of your HDFC Bank Credit Card
  • saveLoan amount will not be blocked from your credit limit
  • interestEnjoy attractive interest rates, among the lowest in the market

SmartEMI

  • cardPay for your big-ticket HDFC Bank Credit Card purchases in easy instalments
  • interestEnjoy attractive interest rates, among the lowest in the market
  • quickGet the loan in one second

Balance Transfer On EMI

  • paymentPay outstanding on your credit cards by transferring balance to HDFC Bank Credit Card
  • saveSave money by switching from a higher EMI to a lower EMI
  • emiGet EMIs as low as 27 per 10,000
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Salary Plus

A smart pay-as-you-use loan that’s always available

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Salary Plus

  • Get up to three times your salary
  • Enjoy an overdraft of 25,000 to 1 lakh
  • Pay interest only on the loan amount you use and for the duration you use it
gold loan

Gold Loan

Get your idle gold to work for you with an unbeatable loan

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Gold Loan

  • Get loans from ₹ 50,000 (in rural markets, you can get a loan for a lower amount)
  • Enjoy monthly outflow as low as ₹ 1,000 per lakh (based on an indicative rate of 12% pa)
  • Get a loan in one hour over the counter
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Loan against Property

Fund immediate or urgent needs with a loan against property

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Loan Against Property

  • Get up to 60% of the value of your property
  • Get loan against a residential or commercial property
  • Choose between an overdraft and an EMI-based term loan
loan against security

Loan against Securities

Live for today while you stay invested in tomorrow

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Loan Against Securities

  • Get up to 80% of the value of securities pledged
  • Get loan against the widest range of securities in the industry
  • Choose between an overdraft and a term loan
  • Pay interest only on loan amount utilized
  • Avail loan against shares and mutual funds 24X7 via NetBanking

Digital Loan Against Mutual Funds

  • No need to sell Mutual Funds
  • Completely digital process
  • No EMI, pay at your own pace
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Loans against Rental Receivables

Get attractive loans against the rental income of your property

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Loans Against Rental Receivables

  • incomeGet up to 50% of the value of commercial property as loan against rental receivables
  • no documentsEnjoy minimal documentation and speedy disbursals, with doorstep service
  • durationGet a loan ranging in tenure from 12 to 108 months
HDFC Bank Loan against Car

Loan against Car

Attend to your needs with a quick loan against your car

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Loan Against Car

  • Get up to 150% of the original value of the car as a loan
  • You do not need to do a valuation of the car to get the loan
  • Enjoy up to 2% lower interest rates than a personal loan