FEATURES


Exclusive Benefits 

  • Cyber Insurance up to ₹25,000* 

  • 1st year free locker benefits* 

  • Speciale Gold Account benefits for customers with net salary > ₹75,000  

  • Speciale Platinum Account benefits for customers with net salary > ₹2 Lakh 


Zero-Balance 

  • Get a lifetime zero-balance Salary Account* and Salary Family Account. 
    ​​​​​​​​​​​​​​(Click here to know more) 


Debit Card  

  • Up to 1% CashBack on every Platinum Debit Card transaction 

  • Unlimited free ATM transactions on HDFC Bank ATM and Non-HDFC Bank ATMs  

  • ATM limit: ₹1 Lakh/day. POS Limit: ₹5 Lakh/ day 

  • Complimentary lounge access: 8 per year​​​​​​​ 


Insurance 

  • Personal Accidental Death Insurance of ₹10 Lakh* with your Salary Accounts  

  • Premium salary Account with Platinum Debit Card 
    Personal Accident Cover: Up to ₹20 Lakh* 
    Air Accident Cover: Up to ₹3.25 Crore* 
    Zero Liability Coverage: Up to ₹4 Lakh* 
    Fire & Burglary Protection: Up to ₹2 Lakh*​​​​​​​ 


Payments and Loans 

  • Transfer funds online to any bank across the country through NEFT / RTGS online, and unlimited Demand Drafts payable at HDFC Bank branch locations 

  • Get preferential pricing and discounted PF on Loans* 

  • Access to our Super Premium Credit Cards*  

  • Overdraft facility of up to ₹5 Lakh* against your salary  

  • Second Charge Mortgage facility applicable for Maharatna PSUs 

​​*Terms and Conditions apply – Features and Benefits may vary 


Financial Benefits 

  • Waiver of Annual Maintenance Charges for the 1st year on Demat Account 

  • Free online transactions through NEFT/RTGS 

  • Free Insta Alerts 


Benefits you can opt for: 

  • Bajaj Alliance Flexi Health Plan with OPD benefits and health check-up voucher benefits up to ₹3,000* 

  • Niva Bupa Top Up plan for ₹30 Lakh* in ₹2499/- 

  • Choose & customise your own account number with My Account My Choice (MAMC) 

  • Salary Family Banking benefits 

  • Dedicated Relationship Manager through our HNW program 


Offers & CashBack 

  • CashBack & Discounts on Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy 

*T&C Apply 


Payments and Ways to Bank 

  • MobileBanking / NetBanking 

  • PhoneBanking 1800 1600 / 1800 2600 / ChatBanking 70700 22222 

  • Free mobile and e-mail alerts (InstaAlert facility) 

ELIGIBILITY

FEES & CHARGES