Biz Lite+ Account

Account Benefits:

Combination of dynamic and fixed transaction free limit offering, whichever is higher 

• Combined Cash Deposit anywhere in India (Monthly Free Limit) - Up to ₹2 lakh per month or 6 times of Current Month AMB*, whichever is higher (Upper Cap – ₹10 crore) 
• Unlimited free Cash Withdrawals at Home Branch 
• Cash Withdrawals at Non-Home Branch (Monthly Free Limit) – Up to 6 times of Current Month AMB* (Upper Cap – ₹10 crore) 
• Cheque Leaves (Monthly Free Limit) – Up to 50 Cheque Leaves for every slab of ₹1 lakh of Current Month AMB* maintained (Upper Cap – 1000 cheque leaves) 
• Demand Drafts & Pay Orders at Bank Location (Monthly Free Limit) – Up to 30 DD/PO for every slab of ₹1 lakh of Current Month AMB* maintained, subject to maximum of 1000 DD/PO. 
• Total Transactions (Monthly Free Limit) – Up to 100 transactions for every slab of ₹1 lakh of Current Month AMB* maintained (Upper Cap – 2000 transactions) 
• Free RTGS and NEFT Payments and Collections through NetBanking 
  
  + Additional Benefits:
  
  
• Complimentary shopkeeper insurance up to ₹ 3,00,000* and cyber insurance up to ₹ 2,00,000* 
• Unlock balance commitment waiver on accounts with quarterly transaction volume of ₹3 lakh or more through POS / SmartHub Vyapar App / Payment Gateway
• Enjoy monthly rental waiver on Soundbox with a transaction volume of ₹1,00,000* 
• Get an annual fee waiver on the Business Credit Card for the first year upon meeting the spend criteria. 
• Save up to ₹10,555* annually with BizFirst Credit Card
  
• Enjoy up to 5% savings on tax payments with Business Debit Card
  
• Get 50% off on the processing fees for Business Loans
  

**Terms & Conditions Apply 

Merchant Acquiring Solution

• Enjoy cashless & seamless Banking through Digital Products i.e. ME / MPOS / MEAPP / BHIM UPI / Bharat QR or Payment Gateway 
• Zero Non-Maintenance Charges, if credit transaction value through ME / PG / MPOS is either more than or equal to ₹3 lakh in any quarter 
• Enjoy monthly rental waiver on Soundbox with a transaction volume of ₹1,00,000* 
• Zero Non-Maintenance Charges for 2nd quarter of account opening, if customer is Digitally active. Digital Activation comprises of Debit Card Activation (on ATM or POS), Bill Pay usage and NetBanking or MobileBanking active within first 2 months of account opening 
• Avail ME / PG / MPOS / QR / UPI based solutions through SmartHub Vyapaar App, MobileBanking, PayZapp etc. 

*Terms & Conditions Apply 

Digital Banking Services -

• Easy access and transaction processing through ‘NetBanking for Business' – An innovative banking solution for Business Customers.
  Below highlighted are the key features: 
  - All in one view of all accounts 
  - Manage Inputter-Authorizer Task 
  - Add Bulk Beneficiaries and Bulk Payments 
  - Easy and Instant Digital Invoice Creation 
  - Automate GST Calculation & Filing 
  - Exclusive Integration with Tally and Zoho 
  - Manage Working Capital Limits 
  
  

• MobileBanking Application - Make over 150+ banking transactions on the new app, recharge your mobile, pay bills, pay credit card dues, recharge your DTH, transfer money instantly, manage your demat portfolio, order currency notes or travel card for foreign travel, make UPI payments and much more.  
  For more details, please click here 

• SmartGateway Payment Link Solution – Explore ease of collection using Payment Links. Mentioned below are the key highlights: 
  - Collect payments remotely from customers via SMS or email links 
  - Generate single or bulk payment links using API 
  - Get payment link analytics using the in-built dashboard 
  
  

• SmartHub Vyapar – An integrated platform for merchants, which offers payments, banking, lending and several business growths enabling value added services. 
  For more details, please click here 

Complimentary services for convenience -

• Transactions enabled through Internet, NetBanking, MobileBanking, Branch, Phone Banking, IVR & Non IVR (Asset Assisted) and HDFC Bank ATM 
• All Cheque transactions i.e. Payment & Collections being local/anywhere or Fund Transfer within HDFC Bank and Cheque pick up services 
• Insta Alert, Bill Pay and Standing Instructions (Set up) 
• Outstation Cheque Collection at HDFC Bank Branch/Speed Clearing 
• Free Cheque pick up once in a day 
• Cash pick up/doorstep banking services offered at select locations 

1. Enjoy benefits on Business Debit Card: 
   Get up to ₹9000 CashBack every year, 5% on Tax payment & 1% CashBack on select retail and online shopping 
2. Spend based complimentary lounge access at select domestic airports twice per calendar quarter   
3. Up to ₹10 lakh Personal Accidental Death Cover (Rail/Road/Air) 
4. International Air Coverage of flat ₹1 crore on purchase of air ticket using your Business Debit Card 
5. ₹5 lakh for retail/online shopping and ₹1 lakh for ATM withdrawals 
   For more details, you may click here to read this in detail. 
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   *Terms & Conditions Apply