FlexiPay: Buy Now, Pay Later

Live each moment worry-free with HDFC Bank FlexiPay. HDFC Bank FlexiPay is our ‘Buy Now Pay Later’ service, which lets you have what you desire most. Now you needn’t miss out getting those favourite pair of shoes or the latest smartphone. If you have an HDFC Bank Debit Card, you can qualify for this pay later option.

FlexiPay makes it possible for you and your family to shop with ease and contentment, whether at a grocery store, a mall, from your favourite restaurant or online. You can use this digital credit solution to pay later and what’s more is, the first 15 days is at No Extra Cost! Are you worried about charges and transaction limit? There are zero processing fees and unlimited transactions.

This pay later service is India’s first with the lowest tenure and no additional costs.
So, what are you waiting for? Hop on the shopping wagon today with HDFC Bank FlexiPay.

All You Need To Know

The FlexiPay - Buy Now Pay Later offers a plethora of features and benefits to meet your every requisite.

First of Its Kind: No Extra Cost for 15 days.
Zero Charges: Zero Convenience Fees, Zero Processing Fees and No Hidden Charges.
Anytime Anywhere Credit: Extra cash available 24*7. Enjoy the convenience of availing a credit line from Rs. 1,000 up to Rs. 20,000 instantly.
Flexible Repayment: FlexiPay comes with pay later options that have convenient repayment tenures. Choose repayment starting from 15 days.
Flexible Repayment Tenure: Select tenure starting from 15 days up to 90 days at nominal charges per month
Hassle-Free Pay Offs: Pay your utilised principal and interest at the end of your preferred tenure.

FAQs

Where can I use FlexiPay?
FlexiPay - Pay Later is accessible as a payment option at your preferred online platform’s check out page. It caters to your specific needs, in addition to the primary options of Credit Card, Debit Card and EMI.

To use this option for making a payment, choose ‘FlexiPay’ in the check out page.

How does FlexiPay work?
With FlexiPay, you are offered a digital credit for up to 90 days. For a tenure of 30, 60 or 90 days, the interest is debited from your account on the due date. The principal amount is recoverable at the end of the chosen tenure.

The most lucrative benefit of this product is the 15-day at NO EXTRA COST, wherein only the principal amount is debited at the end of the selected tenure.

How can I pay my FlexiPay charges?
The due amount is automatically debited from your existing HDFC Bank Savings or Current Account.

How does it work?
There are five simple steps to follow to use this service:

Select HDFC Bank FlexiPay- Buy Now Pay Later at the check out page on the website.
Enter your HDFC Bank Registered mobile number.
Select the preferred tenure of your choice, enter the last 4- digits of your HDFC Bank Debit Card. Select the terms and conditions checkbox to proceed further.
Enter the OTP received on your mobile number to validate the specific transaction.
You are done.

FlexiPay Merchants

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FlexiPay Merchants

All You Need To Know

FEATURES

ELIGIBILITY

FEES & CHARGES

Merchants

FAQs

Manage Your Loan

Manage your Loan on Whatsapp

Watch how you can Buy Now, Pay Later