Features
Loan amount
Get up to 80% of the value of securities pledged
Avail loans starting from ₹ 2 lakh
Get up to 50% of the value or NAV of equity shares held in Demat and mutual funds respectively
Approved securities
Get loan against the widest range of collaterals
Approved list of securities includes:
- Equity Shares
- Mutual Funds Equity: up to 50% of NAV (Net Asset Value)
- Mutual Funds Debt: up to 80% of NAV
- Life Insurance Policies
- National Savings Certificates (NSC)
- Kisan Vikas Patra (KVP)
- NABARD's Bhavishya Nirman Bonds
- Non-Convertible Debentures
NRIs can choose from options of shares, mutual funds (equity, debt of FMPs), insurance policies, NSC or KVP.
Choice of loan type
Choose between an overdraft and a term loan
*Overdraft facility
Draw as much as you need from your loan and pay interest only on that amount and for the duration you use the funds
Interest will be calculated on the daily outstanding balance and debited to your account at the end of every month
No hassle of EMI payments or prepayment charges
Term Loan
Get a loan for a fixed term and pay in easy EMIs
Interest rates
Enjoy highly competitive interest rates and processing charges
Processing and approval
Enjoy minimal and simple documentation and speedy disbursals
Pay no hidden charges and experience a completely transparent process
EMIs
Get pocket-friendly EMI repayment options with term loans to meet your needs