Recommended Portfolio Equity and Debt Mutual Funds

Recommended Portfolio - Equity & Debt Mutual Funds as on November 2024
Sr. No.
					Aggressive	Moderate	Conservative
Sr. No.	Scheme Name				% Exposure	% Exposure	% Exposure	Invesment Horizon
	Equity Funds	SEBI Categorisation	Riskometer**	Potential Risk Class#	75%	55%	25%
A	Index Fund / Diversified Equity Large cap / Large & Mid Cap / Multi Cap / Flexicap / Focused / Contra / Thematic Funds				75%	55%	25%	2-3 Years
1	UTI Nifty 50 Index Fund	Index Fund	Very High	--	10%	5%	5%
2	Baroda BNP Paribas Large Cap Fund	Large Cap Fund	Very High	--	10%	10%	5%
3	ICICI Prudential Bluechip Fund	Large Cap Fund	Very High	--	5%	5%	0%
4	Bandhan Core Equity Fund	Large & Mid Cap Fund	Very High	--	5%	5%	5%
5	Nippon India Multi Cap Fund	Multi Cap Fund	Very High	--	5%	5%	5%
6	HDFC Flexi Cap Fund	Flexi Cap Fund	Very High	--	10%	10%	0%
7	Mahindra Manulife Focused Fund	Focused Fund	Very High	--	10%	10%	0%
8	SBI Contra Fund	Contra Fund	Very High	--	10%	5%	5%
9	ICICI Prudential Business Cycle Fund	Thematic Fund	Very High	--	10%	0%	0%

	Debt Funds				20%	40%	70%
A	Corporate Bond / Dynamic Bond Funds				10%	30%	50%
1	Aditya Birla Sun Life Corporate Bond Fund	Corporate Bond Fund	Moderate	B-III (Relatively High Interest Rate Risk and Moderate Credit Risk)	5%	10%	15%	15 months and above
2	HDFC Corporate Bond Fund	Corporate Bond Fund	Moderate	B-III (Relatively High Interest Rate Risk and Moderate Credit Risk)	5%	10%	15%	15 months and above
3	Kotak Dynamic Bond Fund	Dynamic Bond Fund	Moderately High	B-III (Relatively High Interest Rate Risk and Moderate Credit Risk)	0%	5%	10%	15 months and above
4	DSP Strategic Bond Fund	Dynamic Bond Fund	Moderate	B-III (Relatively High Interest Rate Risk and Moderate Credit Risk)	0%	5%	10%	24 months and above

B	Low Duration Funds				5%	5%	15%	24 months and above
1	UTI Low Duration Fund	Low Duration Fund	Moderate	B-II (Moderate Interest Rate Risk and Moderate Credit Risk)	5%	5%	15%	24 months and above

C	Liquid Funds				5%	5%	5%	1 Week to 3 Months
1	Bank FD*** / DSP Liquidity Fund	Liquid Fund	Low to Moderate	B-I (Relatively Low Interest Rate Risk and Moderate Credit Risk)	5%	5%	5%	1 Week to 3 Months

	Gold*				5%	5%	5%	2-3 Years
1	Kotak Gold Fund	FoF - Domestic	High	--	5%	5%	5%	2-3 Years

	Total				100%	100%	100%

* For allocation in Gold, investors can also look at Sovering Gold Bonds issued by the Government of India.
** As disclosed by the respective Asset Management Companies. Refere to the Riskometer Index
Source for entire data stated above is ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer https://icraanalytics.com/home/disclaimer)
# As disclosed by the respective Asset Management Companies. Refer to the Potential Risk Class Matrix Table

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Recommended Portfolio - Equity & Debt Mutual Funds as on November 2024