FEATURES

Current Account:



Dynamic Pricing ensures cost-efficiency at all times with increase in balances

  • Combined Cash Deposit (Anywhere in India) – 10 times of current account AMB ( Upper cap of Rs. 50 Cr )
  • Cash Withdrawal (Non-Home Branch)- 10 times of current account AMB ( Upper cap of Rs. 50 Cr )
  • DD/ PO (Bank Location) – 30 DD/PO free for every Rs. 1 lac of balance maintained
  • Cheque Leaves – Free 100 cheque leaves for every Rs. 1 lac of balance maintained
  • Total Transactions  – 150 transactions for every Rs. 1 lac of balance maintained

Extended Zero NMC1,2 charges

Free Business Debit Card

Free NEFT / RTGS Payment Transactions

Digital Payment & Collection



Merchant Acquiring Solution:

  • Enjoy Cashless & Seamless Banking through Digital Products ME / MPOS / MEAPP / BHIM UPI / Bharat QR and Payment Gateway
  • Zero NMC, if credit transaction value through SmartHub Digital or Physical merchant solution (POS / SmartHub Vyapaar App / Payment Gateway) is Rs. 3 Lac or more in any quarter.

Digital Banking:

  • Easy Access and transaction processing through Net Banking / E-Net or Mobile Banking App

Loan


  • Pre-approved credit lines which can be availed instantly on a click of a button
  • HDFC Bank is the Best-in-Industry with regards to pricing, turn-around-time of disbursement and fees

*as per Banks discretion

Complimentary services for total convenience


  • Transactions done through Internet, NetBanking, MobileBanking (other than IMPS), Email, PhoneBanking, IVR & Non IVR (Agent assisted) and HDFC Bank ATM
  • All Cheque based transactions i.e. Payment or Collection being local/ anywhere or Fund Transfer within HDFC Bank
  • Insta Alert, BillPay and Standing Instructions (Set up)

  • Enjoy multiple benefits on Business Debit Card:

    a) Get up to ₹9000 CashBack every year, 5% on Tax payment & 1% CashBack on select retail and online shopping

    b) Spend based complimentary lounge access at select domestic airports twice per calendar quarter 

    c) Up to ₹ 10 lakhs Personal Accidental Death Cover (Rail/ Road/ Air)

    d) International Air Coverage of flat Rs. 1 Crore on purchase of air ticket using your Business Debit Card.
    ​​​​​​​
    e) ₹ 5 lakhs for retail / online shopping and ₹ 1 lakh for ATM withdrawals

    For more details, you may click here to read on this in detail.


1. Zero NMC in quarter subsequent to account opening quarter, if the customer is active on all 3 services (NB or MB, DC [ATM or POS Txn] and Bill Pay) within first 2 months of account opening.

2. Zero NMC, if credit transaction value through SmartHub Digital or Physical merchant solution (POS / SmartHub Vyapaar App / Payment Gateway) is Rs. 3 Lac or more in any quarter.

Terms & Conditions Apply

ELIGIBILITY

FEES & CHARGES

FAQS