FEATURES

value proposition

OFFER TERMS AND CONDITIONS


  • The Customer is eligible for Amazon Pay Gift Card / Uber Voucher/ Swiggy /Zomato/Apollo Pharmacy/NetMeds vouchers cumulative worth Rs. 1,000, subject to minimum spends of Rs. 10,000 on the Debit card in first 90 days from the date of Account opening as per T&C. This Amazon Pay Gift Card can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Mar’24, then customer has to spend Rs.10,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Mar’24 to 13th Jun’24. Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility month i.e. latest by 30th Sep’24.


Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions.

  • The Customer is eligible for Samarth Eldercare voucher subject to one Pos/Ecom Debit card transaction in first 90 days from the date of Account opening as per T&C. ATM transactions or withdrawals will not be considered under successful debit card transactions.



Key benefits of Samarth Eldercare

  • 10 to 50* discount on Medicine home delivery

  • 10 to 25%* discount on OPD Consultation

  • 20 to 25%* discount on diagnostics test with home collection facility.

  • Teleconsultation and Second Opinion from Doctors at cost

  • Discounts on Comprehensive Care plans, Samarth senior tours and other community offers.

Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions​​

​​​​​Note: All the offers are from participating brands / vendors / third party merchants.

Above offers are applicable on the Debit card for accounts opened till 30-September, 2025. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time

Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank

In case of any issues relating to the above Offer including any dispute or discrepancy or non-receipt of voucher or on the eligibility, HDFC Bank’s decision shall be final and binding in all respects and the same shall not be disputed by the Customer.

Customer would be eligible to avail the Debit card Offer during the period and cannot avail the Offer again by opening another Account.

Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Specialé Senior citizen account to Other Savings account) would lead to the Customer for not being eligible for Merchant Alliance benefits.

Seniority offer terms and condition:

  • Shop on Seniority across Mobility aids, Health & Personal care, Bathroom aids, Home & Living products and get upto 10% discount with your HDFC  Debit and Credit card for online purchases.
  • Use code HDFC10 at the time of check-out (Maximum discount : Rs 1,000 , Minimum purchase required of Rs 2000). 
  • Offer valid only for HDFC Credit Card and Debit Card Holders till 1st April 2025 and once per user. The offer is valid only for online transactions.


Fees and Charges