FEATURES
value proposition
Savings upto Rs. 30,550* with Specialé Senior Citizen Account
| Category | Product Features # | Benefit (Rs) # |
| Insurance & HealthCare facility | Cyber Insurance | 1,500 |
| Hospicash facility | 2,000 | |
| Merchant Alliances (Basis debit card spends) | Exclusive Merchant Alliances | 1,000 |
| Samarth Eldercare, Seniority & Emoha (Assuming Rs 2,000 spends every month on merchant platforms) | 2,400 | |
| Debit Card | Upto 1% Cash-back on purchases (Assuming spends of Rs.20,000 every month) | 2,400 |
| Airport Lounge Access - 2 free/ Quarter (Assuming 4 usage per year) | 3,000 | |
| No Charges on Platinum Debit Card charges for the primary & secondary holder | 1,500 | |
| Personal Accidental Death Cover of Rs 10 lakh | 1,500 | |
| Air Accident Cover of Rs. 3 Cr | 500 | |
| Zero Liability Cover, Insurance on Loss of Checked baggage | 250 | |
| Banking Services & Transactions | 100% Discount 1st year Locker rental : (Assuming Medium / Small locker) | 3,000 |
| Additional interest on FD 0.5%*(Assuming FD value of 5 Lakh) | 2,500 | |
| Higher cash transactions limits-Number & Value Cap | 6,000 | |
| (Assuming cash transaction of Rs 1,00,000 over normal savings account free limits at branch per month) | ||
| Zero Charge on ATM Transactions at HDFC Bank | 250 | |
| (Up to 5 ATM transactions every month) | ||
| Zero Charge on Chequebook(Assuming usage of 2 chequebooks in a year) | 150 | |
| Zero Online Transaction Charge (IMPS / NEFT/ RTGS/UPI) | 150 | |
| (Up to 5 IMPS Transactions every month) | ||
| Zero Charge on DDs(Up to 1 DD of Rs 1 lakh once a quarter) | 500 | |
| Doorstep Banking | 200 | |
| Zero Service Charges | 1,000 | |
| Investments | No Account Opening Charges & AMC on Demat for First year | 750 |
| Total Savings through Product Features | 30,550 | |
* Amazon Pay Gift Card / Uber Voucher/ Swiggy /Zomato/Apollo Pharmacy/NetMeds 4 vouchers of Rs. 250 with cumulative worth of Rs 1,000/- Subject to min spend of Rs.10,000/- in the first 90 days on Debit card from date of account opening. (ATM transactions or withdrawals will not be considered under successful debit card transactions)
You can choose 4 vouchers of Rs 250 from any of the above-mentioned merchants.
* You need to carry one Pos/Ecom Debit card transaction in first 90 days for issuance of Samarth eldercare voucher. You will receive a 3 months Samarth Privilege Programme membership (ATM transactions or withdrawals will not be considered under successful debit card transactions)
* For Cyber insurance/Hospicash facility, you need to carry out at least 1 purchase transaction i.e POS/ ECOM transaction using the Debit Card, within 12 months prior to the event date. ATM transactions or withdrawals will not be considered under successful debit card purchase transactions)
# Please read product features page for details