Features

Value Proposition

Offer Terms & Condition


Speciale Gold

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth Rs. 1,000, subject to minimum spends of Rs. 25,000 on the Debit card in first 90 days from the date of Account opening and Product criteria being met in the Savings account as per T&C for 1st Quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Gold Savings account from Oct’20 to Dec’20. Also, the customer has to spend Rs.25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility period i.e. latest by 31st Mar’21.

  • The Customer, w.e.f. 1-Aug'23, is eligible for 3 vouchers of Rs.100 each from Uber/ Swiggy / PVR/ Apollo Pharmacy every quarter if the Debit card is active every month and Product criteria being met as per T&C is maintained in Specialé Gold Account every quarter from next month of Account opening. This offer is valid for one year from account opening.

    FD cushion is not applicable for claiming merchant benefits. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

  • Cancer Care - Cover applicable for females only, Survival period: 30 day and PED not covered. Subject to debit card active in the previous month of claim and product benchmarks being met. Applicable for the first year of account opening only.

Claim Process:

  1. Customer to initiate claim by writing us at healthclaims@godigit.com or call us at 1800-258-4242
  2. Digit will reach out to the customer to get the required documents
  3. Once Digit receive all the required document, claims will be assessed.
  4. If the claim is admissible, amount will be paid insured
  5. List of documents-

    MLC/FIR Report (If applicable)
    Disability Certificate (If applicable)
    Attending Physician Certificate (If applicable)
    Copy of Hospital Summary
    Death Certificate (If applicable)

  • House Insurance will be eligible on your correspondent/ mailing address, subject to debit being active in the previous month of claim and product benchmarks being met as per T&C.

GoDigit Bharat Griha Raksha Covergae: Fire, including due to its own fermentation, or natural heating, or spontaneous combustion; explosion or Implosion; lightning; earthquake, volcanic eruption, or other like convulsions of nature; Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation; Subsidence of the land on which Your Home Building stands, Landslide, Rockslide; Bush fire, Forest Fire, Jungle Fire; Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.); Missile testing operations; Riot, Strikes, Malicious Damages; Acts of terrorism (Coverage as per Terrorism Clause attached); Bursting or overflowing of water tanks, apparatus and pipes,; Leakage from automatic sprinkler installations.

Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events.

Exclusion: Any deliberate, wilful or intentional act; Loss, destruction or damage to stocks in cold storage due to change in temperature; War, invasion, war-like operations; Ionising radiation; Pollution or contamination; Property is missing or has been mislaid, Mysterious disappearances and unexplained losses; Consequential or indirect loss or damage; Costs, fees or expenses for preparing any claim; Loss, damage or destruction to any electrical/electronic machine, apparatus, fixture, or fitting by over-running, excessive pressure, short circuiting, arcing, self-heating or leakage of electricity from whatever cause (lightning included). This exclusion applies only to the particular machine so lost, damaged or destroyed.

Any reduction in market value of any Insured Property after its repair or reinstatement.

Loss or damage to any Insured Property removed from Your Home to any other place.

Loss of earnings, loss by delay, loss of market or other consequential or indirect loss or damage of any kind or description whatsoever.

Kutcha construction warranty - Dwelling constructed using wooden planks, thatched leaves, grass / hay / bamboo / plastic cloth / asphalt cloth / canvas / tarpaulin and the like.

*All terms and conditions as per Standard Godigit Bharat Griha Raksha Policy Wording.

MediBuddy - Free health check-up for the customers, subject to debit card active within the first 30 days of account opening and product benchmarks being met.

For detailed T&C - Click here


Fees & Charges