Features
ACH/SI Mandate from account to enjoy Zero Balance
Initial Payment (IP) = 2 EMIs of HDFC Home Loan
Lifetime Free Platinum Debit Card with lounge access***
- Fire insurance of up to Rs. 10 Lakh on account^
(^Debit Card must be active in the previous month of the incident occurring date. Active meaning there should be at least one transaction via POS/Ecom & You must have Standing Instructions/ACH maintained in the Speciale Activ Savings account for Home Loan EMI payment) - First 3 years Free Regalia Credit Card^^
(^^Free Credit Card is for New Home Loan Customers basis eligibility. ACH/SI for repayment needs to be registered at the time of account opening in this account)
Unlimited Transactions at HDFC Bank ATMs
This product is exclusively for the customers having Home Loan EMI with HDFC Bank
- Amazon Pay Gift Card / Flipkart voucher worth ₹1,000*
- Enjoy vouchers of ₹100 of your favourite brands - Uber / Swiggy / Gaana / Apollo Pharmacy**
- Free domestic lounge access on your Platinum Debit Card – twice every quarter***
*** Basis spends on Debit Card.
Visit: https://www.hdfcbank.com/personal/pay/cards/debit-cards/platinum-debit-card
These offers are linked to Debit Card purchases and maintenance of Standing Instructions/ACH in the Speciale Activ Savings account for Home Loan EMI payment.
- Insurance cover up to ₹10 lakhs on your Platinum Debit Card
- Air accident cover of upto ₹3 crores on your Platinum Debit Card
These offers are linked to Debit Card purchases.
- Free personalised Platinum Debit Card
- Zero charges for opening a Demat Account
- Waiver of annual maintenance charge for the first year on your Demat Account and Free trade volume of Rs.12L (For first 90 days) with HSL
- Preferential pricing on lockers
- Transaction benefits
- Higher cash transaction limit
- Free unlimited ATM transactions at HDFC Bank ATMs
- No charges for cheque books
- Free online transactions through NEFT / RTGS / UPI
- Instant alerts of transactions
- Enjoy family banking benefits through our HNW program
- Dedicated Relationship Manager through our HNW program to provide personalised services
*Amazon Pay Gift Card / Flipkart voucher Terms & Conditions
- Minimum spends of ₹25,000 on the Debit Card in the first 90 days from the date of Account opening.
- Standing Instructions/ACH in the Speciale Activ Savings account maintained for Home Loan EMI payment.
** Uber / Swiggy / Gaana / Apollo Pharmacy voucher subject to the following conditions:
- You receive 3 vouchers of ₹100 each after the end of every quarter if your Debit Card is active every month.
- Standing Instructions/ACH in this Speciale Activ Savings account maintained for Home Loan EMI payment.