Features

Value Proposition

Offer Terms & Conditions


Amazon Pay Gift Card / Flipkart voucher worth ₹1,000

The customer is eligible for an Amazon Pay Gift Card / Flipkart Voucher worth ₹1,000, subject to the following conditions:

  • Minimum spends of ₹ 25,000 on the Debit Card in the first 90 days from the date of Account opening.

  • You must have Standing Instructions/ACH maintained in the Speciale Activ Savings account for Home Loan EMI payment.
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Practical example

If you opened an account on September 15, 2023, then you should spend ₹25,000 using a Platinum Debit Card within 90 days from the date of account opening, i.e. till December 14, 2023. You must have Standing Instructions/ACH maintained in the Speciale Activ Savings account for Home Loan EMI payment.

After fulfilling the eligibility criteria, you will receive a voucher within 90 days from the end of the eligibility period, i.e. by March 31, 2024.

Uber / Swiggy / Gaana / Apollo Pharmacy vouchers worth ₹100 each

You are eligible for 3 vouchers of ₹100 each from Uber / Swiggy / Gaana / Apollo Pharmacy every quarter, subject to the following conditions:

  • The Debit Card is active every month from the date of account opening  

  • Standing Instructions/ACH maintained in the Speciale Activ Savings account for Home Loan EMI payment.

  • This offer is valid for 1 year from account opening

Note: Only successful Debit Card transactions will be considered for these rewards. Reversals on any transactions and ATM withdrawals will not be considered successful Debit Card transactions to avail of these benefits.

Note: All the offers are from participating brands / vendors / third party merchants

  • Above offers are applicable on the Debit card for accounts opened till  30th June, 2024. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time

  • Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank

  • In case of any issues relating to the above Offer including any dispute or discrepancy or non-receipt of voucher or on the eligibility, HDFC Bank’s decision shall be final and binding in all respects and the same shall not be disputed by the Customer.

  • Customer would be eligible to avail the Debit card Offer during the period and cannot avail the Offer again by opening another Account.

  • Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc.

  • Any downgrade in the produc to Other Savings account would lead to the Customer for not being eligible for Merchant Alliance benefits.
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  • ^ Fire insurance of up to Rs. 10Lakh on account

    The customer is eligible for Fire insurance of up to ₹10,00,000, subject to the following conditions:

    > Debit Card must be active in the previous month of the incident occurring date. Active meaning there should be at least one transaction via POS/Ecom.

    > You must have Standing Instructions/ACH maintained in the Speciale Activ Savings account for Home Loan EMI payment

    > This cover is valid till the time Home Loan is active/Live

    ​​​​​​​^^ First three years Free Credit Card is for New Home Loan Customers basis eligibility. ACH/SI for repayment needs to be registered at the time of account opening in this account.

Fees & Charges