What Is MyCards & Its Benefits?
26 January, 2025
Banks typically offer a host of products and services which allows you to have multiple relationships with the bank. You can have a Debit Card for your Savings Account or hold a Credit Card at the same time. You can also take a card loan or open a FASTag Account. As an HDFC Bank Account holder, you can manage multiple HDFC Bank products under one roof – MyCards. Let’s understand what it is and the MyCards benefits.
What Is MyCards?
MyCards is an all-encompassing progressive web application (PWA) from HDFC Bank that allows you to access and manage a range of HDFC Bank offerings, including:
HDFC Bank Credit Card
HDFC Bank Debit Card & Debit Card EMIs
HDFC Bank Consumer Durable Loans
HDFC Bank FASTag Account
Since MyCards is a webapp, you don’t need to download a separate app on your phone. All you have to do is save the URL on your browser and log in using your registered mobile number and a one-time password. After you log in, you can select the product you wish to add and enter the necessary information.
MyCards: Features & Benefits
With HDFC Bank MyCards, you can enjoy the following benefits:
Round the clock availability
The MyCards portal is available 24x7. This makes blocking lost or stolen cards convenient. If your FASTag balance is running low, you can recharge it through MyCards.
Hassle-free login
You only need your mobile number registered with the bank to access the MyCards portal. Every time you login, you will receive an OTP on your mobile number.
Manage card limit settings
You can set your limits on your Credit Card’s and Debit Card’s online spends, ATM withdrawals, point-of-sale (POS) transactions, etc. MyCards also allows you to enable and disable contactless payments and international usage.
Block cards
In the event you lose your Credit Card or Debit Card, or it gets stolen, you can block them instantly with MyCards. All you need to do is log into the webapp, select the card you wish to block and click on ‘Block’.
Monitor loans
MyCards allows you to view your card loans and Consumer Durable Loans from HDFC Bank. Additionally, you can check the outstanding loan amount, interest rates, EMI amount, etc.
Manage FASTag
You can link your FASTag prepaid wallet to the MyCards webapp. You can also recharge your wallet instantly or get a replacement FASTag in case it gets damaged.
Final Note: MyCards makes managing multiple bank products easy. You need not remember separate login credentials; all you need is your registered mobile number. You can remove or re-add the products on the MyCards platform at will. Also, you can access MyCards on both mobile devices and computers, but not simultaneously.
Do you want the flexibility to manage your HDFC Bank products from anywhere? HDFC Bank’s MyCards has you covered.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
