How to Manage Credit Card with MyCards?
24 January, 2025
Synopsis
- You can add your Credit Card to MyCards by entering your registered mobile number, OTP and the last four digits of your card.
- Instantly block lost or stolen cards, enable/disable transactions and manage tokenised card details with merchants.
- Replace damaged cards, close unwanted cards, and automate bill payments directly from MyCards.
A Credit Card allows you to borrow funds to purchase goods and services at any time. You can avail of discounts, cashbacks or reward points on your Credit Card spends. You can convert your spends into Equated Monthly Instalments (EMIs) for easier repayments. When you use your Credit Card extensively, managing it is important so as to avoid overspending or missed bill payments. HDFC Bank’s MyCards allows you to efficiently manage Credit Cards at any time. Read on to know how.
How To Add Credit Card To MyCards
You can access your HDFC Bank Credit Cards with MyCards. Here’s how you can add them to the platform:
Visit the MyCard webapp and enter your registered mobile number (RMN).
Enter the one-time password received on the RMN and click on ‘Credit Cards’.
Enter the last four digits of your Credit Card number and click on ‘Done’.
How Can I Manage My Credit Card With MyCards
HDFC Bank’s MyCards comes with a host of Credit Card management services. You can manage your Credit Card as follows:
Set Transaction Limits
With MyCards, you can place a limit on the following transactions for both, domestic and international usage:
Online spends
Cash withdrawals at ATMs
Point-of-sale (POS) transactions at merchant stores
Contactless payments
Enable/Disable Transactions
MyCards allows you to disable and enable the contactless payment feature when you desire. Additionally, you can activate or deactivate your Credit Card for international transactions.
Manage Tokens
Now that merchants can no longer save your card details, you may tokenise your card to save the card on your device. With MyCards, you can view and suspend the tokens on your card with various merchants.
Block Credit Card
You can instantly block your Credit Card with MyCards if it gets lost or stolen. The bank will issue a new card and deliver it to you within a few days.
Replace Credit Card
You can request your bank to replace or re-issue the Credit Card if it has been damaged or cannot be used at POS terminals, etc. You can place such requests with MyCards.
Close Card
If you wish to close your Credit Card, you can do so using the MyCard portal. Ensure that there’s no outstanding on the card, disable all automated payments, and use your reward points.
Automate Bill Payments
You can enable automatic payments for various bills on your Credit Card. This way, your bills get paid automatically before the due date. You can use MyCards to register your electricity, internet and gas bills, insurance premiums, rent payment, etc.
Get Your HDFC Bank Credit Card Now
At HDFC Bank, we offer a wide range of Credit Cards suitable for every kind of user. You can enjoy cashback on purchases across partner brands, airport lounge access, reward points and more. Plus, you can manage your cards in a stress-free manner, thanks to HDFC Bank MyCards.
Log into MyCards and manage your HDFC Bank Card limits from anywhere, at any time.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
