How to Manage Debit Card with MyCards?
22 January, 2025
Synopsis
- You can log into HDFC Bank MyCards with your registered mobile number and OTP, enter your card details and access your Debit Card information instantly.
- MyCards allow you to block your card instantly, set transaction limits, enable/disable specific payment and manage international usage for added security.
- You can update personal details, manage tokenised transactions with merchants, and regenerate your Debit Card PIN anytime.
Debit Cards allow you to access the funds in your bank account without having to visit the bank. It is a payment card that is issued by the bank upon account opening. Your Debit Card allows you to withdraw cash from ATMs 24x7 and make cashless transactions online and in-stores. As an HDFC Bank Debit Card holder, you can manage your Debit Card with the MyCard portal. Read on to know more.
How To Get Started
To view your Debit Card in the MyCards portal, all you have to do is log into the webapp using your registered mobile number (RMN) and one-time password (OTP) received on it. You must enter the last four digits of your Debit Card and date of birth and click on ‘Done’. The portal will fetch your Debit Card details automatically.
How To Manage Debit Card With MyCards
The MyCards webapp provides the following services to help you manage your Debit Card:
Permanently Block The Card
In the event you lose your Debit Card or it has been stolen, you must block it immediately to prevent its misuse. You can log into your MyCards portal and block the card instantly.
Set Transaction Limits
You can set a limit for online purchases, cash withdrawals at ATMs and point-of-sale (POS) transactions for your Debit Card. You can also set limits on the Tap and Pay feature. Moreover, MyCards lets you set such limits on international usages, including online spends, ATM withdrawals, POS transactions and contactless payments.
Enable/Disable Specific Transactions
HDFC Bank Debit Cards come with contactless payment features wherein you can simply tap your card on the POS machine to make the payment. You can activate or deactivate this feature with MyCards. You can also enable or disable international usage.
Update Personal Details
MyCards also allows you to manage your tokens – you can view merchants wherein you have tokenised your Debit Card. You can suspend or resume the card tokenisation with the merchants when necessary. Besides, you can update details such as your address, email ID and Permanent Account Number (PAN) as well.
Regenerate Debit Card PIN
It is good practice to change your Debit Card PIN at regular intervals for enhanced security. With HDFC Bank MyCards, you can set a new PIN for your card instantly. You can verify your identity by providing your date of birth, PAN or customer ID and the OTP received on your RMN.
Get Started With HDFC Bank MyCards
HDFC Bank’s MyCards is a one-stop shop that allows you to access and manage your Debit Cards and Credit Cards. Additionally, you can manage your FASTag account associated with HDFC Bank, Debit Card Loans as well as Consumer Durable Loans. MyCards is a web app with seamless user interface. This facility is available round the clock and requires no downloads or passwords. You can log into MyCards at any time, using only your mobile number.
Enjoy exclusive discounts and cashbacks with HDFC Bank Debit Cards.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
