Features

Card Type


Contactless EMV Chip Card

Key Features


  • 1% Cash Back* on selected offline & online spends
  • Get 5% CashBack* on Utility payments
  • NIL charges on Card Issuance and no annual fee
  • Personalized Physical card
  • General Purpose Reloadable Card
  • The maximum Card balance can be up to ₹2 lac at any given point in time across all PPIs held with the Bank.
  • Widely accepted across all ATMs, POS and ECOM sites in India.
  • Card limit management
  • Blocking-Unblocking from Net Banking – Ecom / PoS / ATM transactions
  • Tracking of transactions using our Prepaid Net Banking Portal.

Additional Features


  • Contactless & EMV chip compliant cards for added security.
  • PIN based transactions
  • SMS & Email alerts on each transaction
  • Convenience to replaced Card in case of lost, theft or damage card
  • Customers are protected with "Zero lost card liability" post hot listing the card
  • Instant updates in demographic details
  • Cash withdrawal at POS in India with maximum withdrawal limit of Rs 2000 per day & Rs.10000 per month
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Annual Spend based benefit


Up to Rs. 13,800 CashBack* per year (up to Rs.1000 per month with minimum spend of Rs.100 for Online & Offline spends and up to Rs 30 per month on Utility Payment with eligibility on maximum 5 transactions every month) 

Contactless Payment


SmartHub Vyapar Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 


*To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Prepaid Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Prepaid Card PIN for security reasons)

To know more on contactless – Click here

Eligibility

Fees and charges

FAQ