Features

Card Type


Contactless EMV Chip GPR PPI

Make the Most of Your Smarthub Vyapar Prepaid Card!


  • End-to-end payment solution for your business!

    Utility bill payments | Business Travel | Purchase of material | Sundry Expenses & other business expenses

  • Get CashBack on your daily spends

    ​​​​​​​Meal | Groceries | Entertainment | Apparel | Travel | Online recharge | Shopping and much more

Why Smarthub Vyapar Prepaid Card?


  • End-to-end digital journey for card application

  • Tap and board functionality at metros or buses across the country*

  • Risk-free card without linkage to bank account

  • Amazing CashBack on daily spends*

  • No multiple small value debits in bank account for day-to-day transactions

  • Personalised Reloadable Card

  • Zero lost card liability of up to ₹1,00,000* post hotlisting the card

Amazing CashBack!


CashBack up to ₹13,800* every year

  • 5% for all spend on Utility Payments

  • 1% on online and offline spends

Ease of Use


  • Accepted at all merchant outlets & Ecom sites in India

  • Tap and Pay to board metros or buses across the country (NCMC functionality)*

  • Ready-to-use card at POS terminals. Ecom needs to be activated.

  • Card validity of 5 years

  • ATM cash withdrawal accepted in India

  • Convenience of Tap and Pay (Contactless functionality)

Value for Money


  • Maximum balance can be up to ₹2,00,000 at any point in time.

  • Convenience to load any value from ₹500 to ₹2,00,000*

  • No Reloading fees

  • CashBack on all payments*

  • No usage fee deducted from the amount – the entire amount available for use

Easy Card Management


Track and manage your card on Prepaid Card portal or through Mycards. Click here to visit customer portal.

  • Card Access

  • Reload

  • Set/Reset PIN

  • Set and manage limits

  • Enable/Disable Ecom transactions

  • View Balance

  • Check Transaction

  • Card Block/Unblock

  • Enable/Disable Contactless

Secured Card


  • No exposure to bank account

  • Customers are protected with "Zero lost card liability" post hotlisting the card

  • Convenience to replace the card if it is lost, stolen or damaged

  • Contactless & EMV chip-compliant cards for added security.

  • Security with PIN for in-store transactions and with OTP for online transactions

  • Transaction alerts to cardholders via email or SMS on the registered mobile number

Important Terms and Conditions


  • Tap and Board (NCMC functionality) is applicable only on the cards on RuPay Network

  • Maximum CashBack is up to ₹1,150 per month with minimum spend of ₹100 for online & offline spends and up to ₹30 per month on Utility Payment with eligibility on a maximum 5 transactions every month

  • Monthly CashBack will be processed within 90 working days for valid/successful/not reversed transactions

  • Cash withdrawal at POS in India with a maximum withdrawal limit of ₹2,000 per day & ₹10,000 per month

  • Users who have not completed their KYC will have a max loading limit of Rs. 10,000 per month. Click here to complete your KYC.

Eligibility

Fees and charges

FAQ