Features
A premium HDFC Bank Debit Card designed for high-end customers. Enjoy seamless shopping, save more with exclusive discounts, earn higher Cashback Points, and go cashless with ease.
- 5% discount on Swiggy up to 150 cashback points per calendar month. Click here to know the T&C.
- 25% discount on tickets booked through BookMyShow up to 250 cashback points per calendar month. Click here to know the T&C.
- 5 cashback points on International spends above Rs 200/- Maximum capping upto 350 cashback points per calendar month. Click here to know the T&C.
Network Offers
Enjoy a host of exclusive network offers on Golf, Concierge, shopping, travel, entertainment, health and wellness.
For current offers on Mastercard Click here
- Cashback points are only available for the above specified categories
- Above offer is valid on E com / POS / Contactless transactions only
- Customer can view the cashback points in NetBanking within 2 working days from the date of transaction. However, in case of a technical glitch, the cashback will be credited within 30 days from the date of transaction.
- In case transaction is returned / cancelled / reversed, Cashback points posted against the transaction will be reversed.
- Redeem points easily through Net Banking or Mobile Banking.
- Minimum redemption: 250 points. No maximum limit, based on available points.
- Product feature Cashback points will be available for redemption for 12 months, post which the Cashback points will lapse.
- Promotional Cashback Points, if any, will expire in 3 months.
- Customer is not eligible for redemption of Cashback points on account closure.
- Cashback points in the existing Debit Card variant will not be transferred if a card is upgraded to a new Debit Card variant.
- Cashback posting will be done at account level for eg. A joint account has 2 card holders, cashback for all eligible transactions on both the cards will be capped at 750 points per month.
How to Redeem?
Through NetBanking
Login >> Pay >> Cards >> Debit Cards >> Debit Cards Summary >> Actions >> Redeem Reward Points.
Get 2 complimentary lounge visits per calendar quarter at select airports across India.
Effective 1st January 2024, you will get complimentary lounge benefit only if you spend ₹ 5000 or more in previous calendar quarter.
For more information click here
Inclusions under the Insurance Benefits
Death Cover by Air / Road / Rail - Sum Insured up to ₹ 12,00,000. Click here for more details.
International Air Coverage of flat ₹ 3 Crore on purchase of air ticket using the Debit Card. Click here to Know More.
Fire & Burglary for the items purchased using Debit Card (upto 6 months) - Sum assured ₹ 200,000. Click here for more details.
Loss of checked baggage - Sum assured ₹ 2,00,000. Click here for more details.
Zero Liability: You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which take place upto 30 days prior to reporting the card loss. Click here for more details.
For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date.
In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest Sum Insured / limit of Indemnity.
Effective 1st July 2014, all Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active
In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest POS amount.
- Enjoy no cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more
- Convert any purchases above ₹ 5000/- into EMI
- To check pre - approved eligible amount on your Debit Card
- SMS "MYHDFC" to 5676712 from your Bank Registered mobile number For detailed offers & T&C's please visit: hdfcbank.com/easyemi
- Daily Shopping limits: ₹ 5 lacs
- Daily ATM withdrawal limits: ₹ 1 lac
- Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of ₹ 2,000/ per transaction on the HDFC Bank Debit Cards, maximum Cash at POS limit per month is of ₹ 10,000/-
Please login to NetBanking to change (increase or decrease) the limit on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.
For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date. For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs
The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.
Information on Contactless Debit Card - Click here
Please note that in India, payment through contactless mode is allowed for a maximum of ₹ 5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹ 5000, the Card holder must enter the Debit Card PIN for security reasons.
Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).
As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions.
You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 7070066666 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.