Features


Why Open an InvestRight 2-in-1 Demat Account?


​​​​​​​The 2-in-1 Demat Account features to help you decide are as follows:

  • Simplified Transactions

With the Trading Account, you can execute buy and sell orders, while the Demat Account holds securities in electronic form. The linking of Savings Account with Demat and Trading accounts simplifies the transaction process, where the amount is directly deducted from Savings Account. 

  • Safety and Security 

Demat Accounts keep shares and securities in electronic form, reducing the risk of loss, theft, or damage associated with physical share certificates. HDFC Bank’s robust security infrastructure adds an additional layer of safety. 

  • Ease of Management

With all your investments in one place, managing portfolios is easier. You can view, track, and make adjustments directly through HDFC Bank’s InvestRight App, Net Banking or mobile app. 

  • Seamless Transfers

The integration between Savings, Demat and Trading Account ensures smooth transactions. Funds and securities are automatically transferred between these accounts during each trade. Plus, you do not need to add your funds to any digital wallet.  

  • Wide Range of Investment Options

With an HDFC Bank 2-in-1 Demat Account, you can trade in a variety of assets, including equities, mutual funds, bonds, and exchange-traded funds (ETFs). This diversity offers greater flexibility in portfolio management. 



Benefits of InvestRight 2-in-1 Demat Account


​​​​​​​The HDFC Bank’s 2-in-1 Demat Account offers numerous advantages: 

  • Preferential pricing 

Premier Banking customers receive special rates and discounts on Account Maintenance Charges (AMC). Additionally, as a HDFC Bank Savings Account holder you enjoy a first-year AMC waiver when opening a new Demat Account. 

  • Basket Investing 

You can build long-term wealth with a diversified, professionally curated portfolio. You can invest in multiple stocks and ETFs simultaneously using the convenient one-click investment feature. 

  • Digital Loan Facility

You can pledge your shares and mutual funds for a fast digital loan. This gives you quick financing access while retaining your valuable assets without liquidation. 


How to Open InvestRight 2-in-1 Demat Account? 


​​​​​​​You can open InvestRight 2-in-1 Demat Account by the following simple 3 step process. Here’s a step-by-step guide to get started: 

Visit the InvestRight 2-in-1 Demat Account Portal to initiate the account opening journey 

  1. Fetch Aadhaar based eKYC through Digilocker 

Initiate the journey with Mobile & email authentication and then use Aadhaar to fetch eKYC. Complete the application form with your financial details and make sure to double-check information like your PAN, Personal, and other details. 

  1. Link HDFC Bank Account for seamless integration

 For seamless transactions, link your HDFC savings account with your new Demat and Trading Account. Click Selfie & eSign the document  

 Click your selfie and use Aadhaar based eSign to submit your application. Once the application is approved, you will receive login credentials to log into Trading account.  

Eligibility

Fees and Charges

Documentation