Benefits
Features
Eligibility
Plan Option | Life & CI Life Rebalance | Life Protect | Income Plus | ||||||
Fixed Term | Whole Life | Fixed Term | Whole Life | ||||||
Min. Age at Entry | 18 years | 18 years | 45 years | 30 years | 45 years | ||||
Max. Age at Entry | 65 years | 65 years for non-Pos 60 years for POS | 65 years | 50 years | 10 Pay: 50 years Single Pay, 5 Pay: 55 years | ||||
Min. Age at Maturity | 28 years | 18 years for Non Pos 23 years for Pos | Whole Life | 70 years | Whole Life | ||||
Max. Age at Maturity | 75 years | 85 years for non-Pos 65 years for Pos | Whole Life | 85 years | Whole Life | ||||
Min. Policy Term | 10 years | Single Pay: 1 month for Non Pos 5 years for Pos Regular Pay: 5 years Limited Pay: 6 years | Whole Life | 70 years - Age at Entry | Whole Life | ||||
Max. Policy Term | 30 years | 85 years - Age at Entry for non-Pos 65 years - Age at Entry for POS | Whole Life | 40 years | Whole Life | ||||
Premium Payment Term | Single Pay, Regular Pay, Limited Pay Limited Pay (5 to any PPT less than PT) | Limited Pay (5, 10, 15 pay) | Single Pay, Limited Pay (5, 10 pay) | ||||||
Min. Basic Sum Assured | ₹20,00,000 | ₹50,000 | |||||||
Max. Basic Sum Assured | No limit, subject to Board Approved Underwriting Policy (BAUP) |