Life is full of unexpected expenses like paying for a wedding, purchasing a car, or a medical emergency. To keep up with these unforeseen expenses, a Personal Loan can be of great help. However, sometimes the funds availed under such a Personal Loan might not be sufficient. To ensure that you have added cash, you can rely on a Top Up Loan. As a pre-approved customer who has already availed of a Personal Loan, applying for a Top Up Loan is considerably easier and can provide significant benefits.

1. What is a Top-Up Loan?

Top Up Loan means to avail of an additional loan that supplements the amount disbursed via Personal Loan. If the amount availed of through a Personal Loan is not sufficient to meet your needs, you can take the help of a Top-Up Loan with ease and convenience.

2. How to avail Personal Loan Top Up?

You can avail of HDFC Bank’s Personal Loan Top Up and the added benefits like flexible tenure. To apply, click right here. 

3. What are the benefits of Personal Loan Top Up?

Since you’ve already availed of a loan from the bank in question, the approval process for a Personal Loan Top Up is relatively quick and hassle-free.

4. What are the eligibility criteria for a Top-Up Loan?

To become eligible for a Top-Up Loan, Customer should have completed minimum 6 EMIs Payment on existing Personal Loan. Has a good credit score and repayment ability..

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5. What are the documents required for a Top-Up Loan?

To facilitate quick application and convenience, the documentary requirement for HDFC Bank’s Top Up Loan is minimal and includes:

- Identity and address proof such as a copy of passport/voter ID card/driving license/Aadhaar

- Bank statement of Salary account for previous 3 months (In case of Passbook, it should be for previous 6 months)

- Latest two months Salary slips

*Terms and conditions apply. Personal Loan Top Up at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.