Features:
Loan amount and tenure- With HDFC Bank Personal Loan for wedding, you can get anywhere between Rs 50,000 to Rs 40 lakh, with a flexible tenure of 12-60 months.
No security required- You can get a Marriage Loan without security or collateral, as HDFC Bank gives these Personal Loans for weddings based on your monthly salary and the company you work at.
Quick, hassle-free disbursal- You can get a Personal Loan for marriage in little or no time. If you are an existing HDFC Bank customer, you can get a pre-approved wedding loan almost instantly. For others too, the approval is granted within 4 hours. Once approved, you get the loan amount within one working day of document submission.
Online application process- You can apply for an HDFC Bank wedding loan online. The process is very simple and easy to follow. In just a few clicks, you can apply for the loan without having to visit the bank branch in person. You can also track your application easily using our mobile app.
Ready assistance- If you need help with your loan, you can reach out via WhatsApp, Webchat, Click2Talk, Phone Banking, or call us at 7065970659.
Eligibility:
- Salaried employees at select private limited companies and public sector undertakings (including central, state and local bodies)
- Must be between 21 years and 60 years of age
- Must have had a job for at least 2 years, with a minimum of 1 year with the current employer
- For an HDFC Bank Salary Account holder, you must have a minimum net monthly income of Rs 25,000. For a non-HDFC Bank Salary Account holder, must have a minimum net monthly income of Rs 50,000
*Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
Documents:
- Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
- Address proof (copy of passport/voter ID card/driving license/Aadhaar)
- Bank statement for the previous 3 months (Passbook for previous 6 months)
- Two latest salary slips/current dated salary certificate with the latest Form 16
- Proof of end use
Interest Rates & Charges:
Rate of Interest | 10.85% to 24.00% (Fixed Rate) |
Processing Fees | Upto ₹ 6,500/- + GST |
Tenure | 03 Months to 72 Months |
Documents Required | No Documents for Pre-approved Personal Loan |
For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC | |
Updated on 23rd October 2024 |