Personal Loan Documentation

Experience seamless borrowing with HDFC Bank Personal Loan!

Get a hassle-free Personal Loan experience with HDFC Bank. KYC-compliant bank customers can avail a loan without any documentation. For non-customers, the documentation process is simple and quick.​​​​​​​

Submitting the required documents ensures faster loan processing and disbursal of funds.

Personal Loan FAQs

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What are the documents required for a Personal Loan?
To apply for an HDFC Bank Personal Loan, you will require the following documents:

1. Identity proof- Accepted documents include passport copy, voter ID card, driving license or Aadhar card.
2. Address proof- Aadhar card, driving license, voter ID, or passport copy work as address proof too.
3. Bank statements of the last three months.

Which documents could be used as income proof?
If you are an employed professional, you will need to submit your  latest 3 salary slips  as income proof along with your employer information.

Is there is no documentation process for a pre-approved Personal Loan?
There is no documentation process for pre-approved Personal Loans if you already are an HDFC Bank customer and KYC compliant.

How fast is the Personal Loan documentation process?
If you are already a pre-approved HDFC Bank customer, you can get the funds without documentation in 10 seconds. If you are not a pre-approved HDFC Bank customer and have all the necessary documents, you can get the loan funds in under 4 hours.

 Do we have to submit my original KYC dcuments?
You only have to submit the photocopies of your KYC document with self-attestation. You do not need to submit the original documents.