FEES & CHARGES
Enclosed below are HDFC Bank Supreme Current Account fees and charges
| Fees and Charges for Supreme Current Account | |||||||
|---|---|---|---|---|---|---|---|
| Description of Charges | Supreme Current Account | ||||||
| Current Accounts with Cheque facility | |||||||
| Average Quarterly Balance | Rs. 1,00,000/- per quarter for Metro and Urban branches and Rs. 40,000/- per quarter for Semi-Urban and Rural branches | ||||||
| Non-Maintenance Charges per quarter | Rs. 3000/- per quarter, if Average Quarterly Balance is less than Rs. 1,00,000/- per quarter for Metro and Urban branches and Rs.40,000/- per quarter for Semi-Urban and Rural branches | ||||||
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three calender months. | ||||||
| Cash transactions | |||||||
| Cash Deposit | |||||||
| Cash Deposit-Home and Non-home branches | Free up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions, whichever is breached earlier (subject to a maximum of Rs. 75 lakh per month). Deposit in excess of these limits will be charged @ Rs. 4/- per 1000/-, minimum Rs. 50/- per transaction. | ||||||
| Cash deposit in low denomination notes i.e. Rs 50 and below @ any HDFC Bank Branch (monthly) | 1. Cash deposit in notes = Free up to Rs 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes | ||||||
| 2. Cash deposit in coins = Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins | |||||||
| Operational limit for cash deposit -Non -Home Branches | Maximum Rs.3,00,000/- per day. | ||||||
| Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit. | |||||||
| Cash Withdrawal | |||||||
| Cash Withdrawal-Home Branch | Free at Home Branch | ||||||
| Cash Withdrawal-Non Home Branch - Intracity & Intercity | Free cash withdrawal up to Rs.10 lacs per month , beyond which Rs.2/- per Rs.1000/-; minimum Rs.100/-per transaction . Third party cashwithdrawal allowed up to maximum Rs. 50,000/- per transaction. | ||||||
| Intercity transactions | |||||||
| Account to account fund transfer within HDFC Bank | Free | ||||||
| Intercity cheque payments at HDFC Bank locations (Outside Home Branch City) | Free | ||||||
| Intercity cheque collections at HDFC Bank locations (Outside Home Branch City) | Free | ||||||
| Bulk transaction Charges (includes all clearing and account to account fund transfer transactions) | All transactions (clearing and fund transfers) are subject to a maximum of 200 free transactions per month, beyond which charges @ Rs. 30/- per transaction would be levied. | ||||||
| Outstation Cheque Collection | |||||||
| Outstation Cheque Collection at Clean Location (Non-Corr Bank Location) and Non-MICR cheque | Upto Rs. 25,000/- charged at Rs. 50/- per instrument Above Rs. 25,000/- and up to Rs. 1,00,000/- charged at Rs. 100/- per instrument Above Rs. 1,00,000/- charged at Rs. 150/- per instrument | ||||||
| Cheque Book Charges | |||||||
| Cheque Book Charges (Issued by Bank) ( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.) | Payable at par cheques. Free 200 cheque leaves per month. Charges Rs. 3/- per leaf beyond 200 leaves | ||||||
| Local transactions (At home branch location) | |||||||
| Local cheques collections & payments | Free | ||||||
| Account to account fund transfer within HDFC Bank | Free | ||||||
| Remittance facility through own Bank | |||||||
| Demand Drafts (DD) / Pay Orders (PO) payable at HDFC Bank Locations (Issued from any branch) | Free 30 DDs/POs per month. Charges ₹ 1/- per ₹ 1000/-, Min ₹ 50/- and Max ₹ 3000/- per instrument beyond free limit | ||||||
| DD/PO Cancellation/Revalidation | Rs. 50/- per instrument | ||||||
| NEFT transactions : | |||||||
| Payments | Free | ||||||
| Collections | Free | ||||||
| RTGS transactions | |||||||
| Payments | Free | ||||||
| Collections | Free | ||||||
| Other Current Account facilities | |||||||
| Monthly Account Statement | Free | ||||||
| Issue of Duplicate / Adhoc Statement | Branch – Rs. 100/- per statement PhoneBanking (Non IVR) – Rs. 75/- per instrument NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – Rs. 50/- per statement. | ||||||
| Bouncing of cheques- Local | |||||||
| Cheques drawn on us | |||||||
| Due to insufficient funds | Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument | ||||||
| Due to technical reasons | ₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) | ||||||
| Cheques deposited returned unpaid | Local & Outstation - ₹ 200/- instrument | ||||||
| Doorstep Banking * | |||||||
| Cash Pickup Charges (within municipal city limits) | |||||||
| Upto Rs 1 lac | Rs 200/- per pickup | ||||||
| Beyond Rs 1 lac and upto Rs 2 lac | Rs 225/- per pickup | ||||||
| Beyond Rs 2 lac and upto Rs 4 lac | Rs 350/- per pickup | ||||||
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager. | |||||||
| Miscellaneous | |||||||
| Balance enquiry | Free | ||||||
| TDS Certificate | Free | ||||||
| Balance Confirmation Certificate | Rs. 100/- | ||||||
| Interest Certificate | Rs. 100/- | ||||||
| Cheque Status per instance | Free | ||||||
| Photo Verification | Rs. 100/- per instance | ||||||
| Address Confirmation | Free | ||||||
| Signature Verification | Rs. 100/- per instance | ||||||
| Setting up of Standing Instructions | Nil | ||||||
| Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs. 50/- per instance | ||||||
Re-generation of IPIN (request received at branch for physical dispatch) | ₹ 40/- per request | ||||||
| SI rejects | Upto 3 returns - Rs. 250/ instance 4th return onward Rs. 750 /instance | ||||||
| ECS (Debit) Return Charges (Quarterly Charges) | Upto 3 returns - Rs. 350/ instance 4th return onward Rs. 750 /instance | ||||||
| Old Records / Copy of Paid Cheque | |||||||
| Rs. 80 per record | |||||||
| Common Charges for Debit / ATM Cards | |||||||
| Replacement of damaged card | Free | ||||||
| Replacement of lost card | Rs. 200/- | ||||||
| Copy Retrieval Request | Rs. 100/- | ||||||
| Re-Issuance of PIN | Free through ATM/Net Banking, Rs. 50/- in case of Physical PIN | ||||||
| |||||||
| Stop Payment Charges | |||||||
| Particular cheque | ₹ 100/- (Free through Net Banking and Phone Banking) | ||||||
| Range of cheques | ₹ 200/- (Free through Net Banking and Phone Banking) | ||||||
| Account Closure: | |||||||
| Up to 14 days | No Charge | ||||||
| 15 days to 6 months | Rs. 1,000/- | ||||||
| 6 months to 12 months | Rs. 500/- | ||||||
| Beyond 12 months | No Charge | ||||||
| Activation of Dormant / inoperative account | No Charge | ||||||
| Charges on all IMPS Outgoing transactions: | ||
|---|---|---|
| ₹ 0 - ₹ 1000 | ₹ 3.50/- per txn | |
| ₹ 1001 - ₹ 100000 | ₹ 5/- per txn | |
| Above ₹ 100000 | ₹ 15/- per txn | |
| Debit Cards (only for Individuals & Sole Proprietorship) | ||
| Debit Card | EasyShop Business# | ATM Card |
| Annual Fee per card | Rs 350/- plus taxes | Free |
| Daily ATM limit | Rs. 1,00,000 | Rs. 10,000 |
| Daily Merchant Establishment Point of Sale limit | Rs. 5,00,000 | NA |
| # Also available for partnership firms & limited company current accounts. In case, the MOP (Mode of Operation) is conditional, all AUS (Authorized Signatories) have to sign the form jointly. *Revised Business Debit Card charges are effective from 1st August’2024 | ||
NOTE:
- All charges are exclusive of GST as applicable from time to time
- Mode of calculation of minimum account balance: Average of daily balances of each day spread over a period of three months (Calender Quarter)
- Value added services such as cheque printing, continuous stationary, bulk DD etc will be chargeable Please contact your branch manager for further details.
