FEATURES

ELIGIBILITY

FEES & CHARGES


Product/Type of Charge

Imperia Global Fees and Charges

Charges on Non-Maintenance of minimum Balance in Savings Accounts

Nil charges

Debit Card Annual Fee

Annual fee per Imperia Platinum Chip Debit Card is Rs. 850* p.a. *Exclusive of taxes. 

The above fees will be waived only when you are a part of the HDFC Bank Imperia Global Premium Banking Programme#.

ATM / Debit card Pin Regeneration Charges

Nil charges

(Green PIN/ Physical PIN)

Transactions on Domestic ATM

No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs

Locker Annual Rental

Locker with Nil annual rental charge available for first locker & 50% discount on second locker allocated per group

Forex transactions rates

Industry Best Forex rates on Interbank Rates

Multicurrency Forex Card

100% Discount on issuance fees on Multicurrency card. 

Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact your RM for the promo code.

Chequebook issuance 

Nil charges for Savings Account.

DD/MC Charges on Savings Accounts

Nil issuance charges 

DD/MC Cancellation / revalidation on Savings Account

Nil charges

Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch)

10 transactions with nil charges

Effective 9th December'17 

OR

 

Value of Rs. 15 Lakh at nil charge per month per account 'Self/Third party' inclusive

 

Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer

Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts 

Nil Annual Maintenance charge Click here for detailed tariff sheet.

To know more about the Features of Regular & BSDA A/c click here

Cheque return charges drawn on us

Due to funds transfer cheque return

Rs.350/- (Sr Citizen - Rs 315)

Due to technical reasons

Rs. 50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) Due to insufficient funds 

Return in a month 1st - Rs.450 (Sr Citizen - Rs 400)

Return in a month 2nd - Rs.500 (Sr Citizen - Rs 450)

Return in a month 3rd onwards - Rs.550 (Sr Citizen - Rs 500)

Cheques deposited - Returned Unpaid (Effective 1st Dec'17)

Nil charges

ECS /ACH Return Charges

Nil charges

Service Charges for Savings Account

Nil charges on all the below services for Imperia Global customers:

- Inter-branch funds transfer charges

- Stop payment charges

- Cheque collection charges

- Duplicate statement

- Mandate registration charges

- Old records/copy of paid cheques

- Interest Certificate

- Balance Certificate

- Address Confirmation

- Signature Attestation

IPIN / TPIN re-generation

Rs.40, Senior citizen - Rs.36

Standing Instructions

Nil charges

NEFT/RTGS

Nil charges through online mode

Charges applicable as per savings / current account variant for outward fund transfers done through branch

IMPS

Nil charges

Bill Pay

Nil charges

Insta Alert

Nil charges

Current Accounts

Click here for detailed Tariff on Max Advantage Ascent Activ Current Account

Click here for detailed Tariff on Regular Premium Plus Current Account

Click here for detailed Tariff on Agri  Professional E-Comm Current Account

For Tariff of discontinued variants (sourcing/switching) Click here

Past Records

Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Generic Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Generic Current Accounts before 1st November’2022 

Click here to view Fees & Charges for Segmented Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Segmented Current Accounts before 1st November’2022 

Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st December’2024

Click here to view Fees & Charges for Generic Current Account Variants before 1st December’2024

Click here to view Fees & Charges for Segmented Current Account Variants before 1st December’2024