FEATURES

Comparison chart & Value Proposition


Features & Benefits

Specialé Gold

Specialé Platinum


Average Quarterly Balance(AQB) of Rs 1,00,000/-

Average Quarterly Balance(AQB) of Rs 3,00,000/-

Fixed Deposit Cushion^^


(Rs 4 Lakhs)


(Rs 8 Lakhs)

Customised Account Number

Amazon Pay Gift Card / Flipkart Voucher*

Quarterly Vouchers **

Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels #

Apollo Pharmacy/Myntra Voucher##

Locker Charges


50% Waiver on 1st Year of Locker^


Free for 1st Year of Locker^

Cash Transactions(Self & 3rd Party)- Pan India


5 Free : Cumulative Value of 5L


10 Free : Cumulative Value of 15L

IMPS/RTGS/NEFT/UPI (Online)


Free


Free

Chequebook


Free


Free

ATM transactions at HDFC Bank


Free


Free

ATM transactions at Non-HDFC Bank 3030

Demand Drafts


Free Upto Rs 1 Lakh per day. Post free limit, charged at Rs 5/1000


Free

Zero Account Opening Charges for Demat

AMC Waiver for 1st year on Demat

Discounted Pricing on HSL Account Opening and Brokerage Rates


^^ FD Cushion is valid if FD is booked via Speciale Account and in the name of Primary holder.

^Discount is basis financial year
Subject to min spend of Rs.25,000/- in the first 90 days on Debit card from date of account opening & Product Average Quarterly Balance to be maintained in your Savings Account as per T&C for 1st Quarter from next month of Account opening


** Uber/ Swiggy / PVR / Apollo Pharmacy voucher: 3 vouchers of Rs 100 each after end of every quarter if your debit Card is active every month and Product Average Quarterly Balance met in your Speciale Gold account as per T&C. This offer is not valid for Specialé Platinum.

# Subject to min spend of Rs.75,000/- on debit card in first 180 days from date of account opening & Product Average Quarterly Balance maintained in Specialé Platinum account as per T&C for 2 Quarters from next month of account opening. This offer is not valid for Specialé Gold

## Subject to minimum spend of Rs.50,000 in first 90 days from date of account opening & Product Average Quarterly Balance maintained in your Specialé Platinum account as per T&C for 1st Quarter from next month of Account opening. This offer is not valid for Specialé Gold


Savings upto Rs. 30,800* with Specialé Gold Account and upto Rs.49,850* with Specialé Platinum Account


Category

Product Features

Specialé Gold

Specialé Platinum

Merchant Alliances

(Basis debit card spends criteria & balance maintenance)

Amazon Pay Gift Card / Flipkart Voucher

1,000

1,000

Voucher of Rs 100 on
 Uber/ Swiggy / PVR /
​​​​​​​Apollo Pharmacy

1,200

-

Apollo Pharmacy / Myntra Voucher

-

1,000

Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels


13,500

Debit Card

Get upto 1% Cash-back on purchases with your Platinum Debit Card
(Assuming spends of Rs.20,000 every month)

2,400

2,400

Airport Lounge Access - 2 free per quarter on Platinum Debit Card
(assuming 4 usage per year)

3,000

3,000

Waiver on Platinum Debit Card charges for the primary holder

750

750

Waiver on Platinum Debit Card charges for Secondary holder750750

Personal Accidental Death Cover of Rs 10 lakh on your Platinum Debit Card

1,500

1,500

Air Accident Cover of Rs. 3 Cr

500

500

Zero Liability Cover, Insurance on Loss of Checked baggage

250

250

Banking Services & Transactions

Waiver / Discount on Lockers rental for first year

(Assuming Medium / Small sized locker - subject to availability of locker and first locker with the Bank)

1,500

3,000

Higher cash transactions limits-Number & Value Cap

(Assuming customer does cash transactions of Rs 5L at branch every month and savings are as compared to Normal Regular Savings account charges

15,000

15,000

Free ATM Transactions at HDFC Bank  ATM

(Assuming customer does 5 ATM transactions over free limit every quarter and savings are basis comparison to Normal Regular Savings account charges)

400

400

Free Chequebook

(Assuming customer uses 3 chequebooks in a year and savings are
basis comparison to Normal Regular Savings account charges)

150

150

Free Online Transactions (IMPS / NEFT/ RTGS/UPI)

(Assuming customer uses 10 IMPS Transactions every month and savings are basis comparison to Normal Regular Savings account charges)

600

600

Free DDs (Speciale Gold - 1 lakh per day / Speciale Platinum - Free) 

(Assuming customer makes 1 DD of Rs 1 lakh once a quarter  (Value is basis comparison to Normal Regular Savings account charges)

500

500

Investments

No Account Opening Charges & AMC on Demat for First year

750

750

Special Brokerage rates & Discount on Account opening charges on HSL Trading Plan

550

800

Total Savings through Product Features

30,800

49,850


* Terms and Conditions Apply. Please refer Specialé product page for detailed T&C on above features provided

Offer Terms & Conditions

Fees & Charges