FEATURES
ELIGIBILITY
FEES & CHARGES
Enclosed below are HDFC Bank Regular Salary Account fees and charges
| Description of Charges | Regular Salary Account | |||||||||||||||||||||
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Minimum Balance (Average Monthly Balance) | NIL **Subject to Salary Credit in the account from the corporate on a regular basis. In the absence of Salary credit for 3 months, the account shall be converted to Saving Regular account. The AMB requirement, features, benefits & the charges shall be applicable as per the Saving Regular Account. | |||||||||||||||||||||
| Charges on non maintenance thereof | NIL | |||||||||||||||||||||
| Cheque book | Free 25 cheque leaves per year (Financial year) Additional chequebook of 25 leaves will be charged @ Rs 100/- (Rs.75 for senior citizen) | |||||||||||||||||||||
| Cheque book usage charges | No Charges | |||||||||||||||||||||
| Issue of duplicate / adhoc statements |
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| Passbook issuance* | Free | |||||||||||||||||||||
| Duplicate passbook issuance* | Rs 100/- | |||||||||||||||||||||
| Managers Cheques / Demand Drafts - Issuance / Re-issuance - On HDFC Bank Locations |
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| Managers Cheque/Demand Drafts - Cancellation / Revalidation | Rs 100/- (Nil cancellation / revalidation charges for Managers Cheque / DD value upto Rs.1000/-) ( w.e.f Aug 01, 2021 - Rs.60, Senior citizen - Rs.54) | |||||||||||||||||||||
| Demand Drafts- Issued - On Non HDFC Bank Locations |
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| Cheque Collection - Local Clearing Zone | Free | |||||||||||||||||||||
| Collection of outstation cheques - Hdfc bank location |
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| Collection of outstation cheques - other locations |
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| Cheque return charges drawn on Hdfc Bank |
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| Cheques deposited returned unpaid | Charge of Rs 200/- per instance would be levied | |||||||||||||||||||||
| Balance Enquiry - at Branch | Rs.100, Senior Citizen - Rs.90 | |||||||||||||||||||||
| Balance Certificate | Free for All | |||||||||||||||||||||
| Interest Certificate | Free for All | |||||||||||||||||||||
| TDS Certificate | Free | |||||||||||||||||||||
| Account Closure (from account opening date) | Upto 14 days - No Charge 15 days upto 12 months - Rs 500/- Beyond 12 months - No Charge | |||||||||||||||||||||
| Photo Attestation | Rs 100/- per instance NIL (For Senior Citzens) | |||||||||||||||||||||
| Signature Attestation | Free ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90) | |||||||||||||||||||||
| Address Confirmation | Rs 50/- per instance ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90) | |||||||||||||||||||||
| Stop Payment Charges | Particular cheque - Rs. 100/- Range of cheques - Rs. 200/- Free through NetBanking | |||||||||||||||||||||
| Standing Instructions | Setting up Charges - NIL Rs. 25 per transaction plus remittance charge | |||||||||||||||||||||
| Unarranged overdraft | Rs 100 per Occasion + 18% Interest p.a | |||||||||||||||||||||
| Old records/copy of paid cheques | Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record ( w.e.f Aug 01, 2021 - Rs.80, Senior citizen - Rs.72) | |||||||||||||||||||||
| Activation of dormant account | No charges | |||||||||||||||||||||
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) (Charges over and above standard remittance charges for Fund Transfer / NEFT / RTGS .Remittance charges applicable starting first transaction onwards) | - In case the AMB in the previous month is equal to or above Rs 50,000/- No charges would be levied | |||||||||||||||||||||
| Number of Cash transactions(Cumulative of Deposit and Withdrawal) (Self or Third Party - Any Branch) | 4 free cash transactions per month 5th transaction onwards - Rs.150/- per transaction | |||||||||||||||||||||
| Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branch | Value upto Rs. 2,00,000/ per month - No charge | |||||||||||||||||||||
| Cash Handling charges | Free | |||||||||||||||||||||
| Local Cheque deposited for outstation accounts | Free | |||||||||||||||||||||
| Phonebanking - IVR/Non IVR | Free | |||||||||||||||||||||
| ATM Card | Free | |||||||||||||||||||||
| ATM Card - Replacement charges | Rs. 200 (plus taxes as applicable and cess) | |||||||||||||||||||||
| Debit Card - Annual Fee - Millennia | Rs.500 per year (plus taxes as applicable) | |||||||||||||||||||||
| Debit Card - Annual Fee - Rupay Premium | Free | |||||||||||||||||||||
| Debit Card - Annual Fee - Regular / Rewards | Free | |||||||||||||||||||||
| Debit Card - Annual Fee - Titanium | Free | |||||||||||||||||||||
| Debit Card - Annual Fee - Titanium Royale | Free | |||||||||||||||||||||
| Debit Card - Annual Fee - MoneyBack | Free | |||||||||||||||||||||
| Debit Card - Annual Fee - Gold / Platinum | Rs.750 per year (plus taxes as applicable) | |||||||||||||||||||||
| Debit Card - Annual Fee - Women's Card | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Rupay Premium | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Millennia | Rs.500 per year (plus taxes as applicable) | |||||||||||||||||||||
| Debit Card - Renewal Fee - Regular / Rewards | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Titanium | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Titanium Royale | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Times Points | Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Gold / Platinum | Rs.750 per year (plus taxes as applicable)Free | |||||||||||||||||||||
| Debit Card - Renewal Fee - Women's Card | Free | |||||||||||||||||||||
| In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship as applicable on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.to know more click here | ||||||||||||||||||||||
| Debit Card - Replacement charges | Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 200 (plus taxes as applicable and cess) (for all card types) | |||||||||||||||||||||
| ATM / Debit Card Card - Transaction Charge |
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| Debit Card - Transaction Charge - Non HDFC Bank International ATMs | Rs. 25 per balance enquiry & Rs. 125 per cash withdrawal (plus taxes as applicable) | |||||||||||||||||||||
| The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction | ||||||||||||||||||||||
| PIN regeneration charge | Rs. 50 (plus taxes as applicable and cess) | |||||||||||||||||||||
| Decline charge for insufficient balance | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes as applicable and cess) | |||||||||||||||||||||
| Add-on Debit Card - Regular | Free | |||||||||||||||||||||
| Add-on Debit Card - Gold Card / Platinum | Rs.750 per year (plus taxes as applicable and cess) | |||||||||||||||||||||
| Add-on Debit Card - Times Points | Rs. 650 per year (plus taxes as applicable and cess) | |||||||||||||||||||||
| Add-on Debit Card - Women's Card | Free | |||||||||||||||||||||
| Add-on Debit Card - Titanium | Rs. 250 per year (plus taxes as applicable and cess) | |||||||||||||||||||||
| Add-on Debit Card - Titanium Royale | Rs. 400 per year (plus taxes as applicable and cess) | |||||||||||||||||||||
| Add-on Debit Card - Rewards | Rs. 500 per year (plus taxes as applicable and cess) | |||||||||||||||||||||
| BillPay | Free | |||||||||||||||||||||
| InstaPay | Rs. 10 (plus taxes as applicable and cess) per transaction | |||||||||||||||||||||
| InstaAlert | as approved for main salary account | |||||||||||||||||||||
| Visa Money Transfer | Rs. 5 (plus taxes as applicable and cess) per transaction | |||||||||||||||||||||
| NEFT Charges - Inward | NIL | |||||||||||||||||||||
| NEFT Charges- outward |
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| NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - Rs 20/- Customers having non-NSBL* A/c: Upto Rs 5,000 - Rs 70/- Above Rs 5,000 - Rs 95/- * Nepal State Bank Ltd | |||||||||||||||||||||
| RTGS - Outward |
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| RTGS - Inward | NIL | |||||||||||||||||||||
| IMPS (Immediate Payment Service) – Outward | Transaction Amount (In Rupees) | Charges | ||||||||||||||||||||
| 0-1,000 | Rs 3.50 + applicable GST | |||||||||||||||||||||
| 1,001-1,00,000 | Rs 5 + applicable GST | |||||||||||||||||||||
| >1,00,000 | Rs 15 + applicable GST | |||||||||||||||||||||
| IMPS (Immediate Payment Service) - Inward | NIL | |||||||||||||||||||||
| Mobilebanking | Free | |||||||||||||||||||||
| Netbanking | Free | |||||||||||||||||||||
| ECS / ACH (Debit) Return Charges | Return in a month 1st - Rs.450 (Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450) 3rd onwards - Rs.550 (Sr Citizen - Rs 500) | |||||||||||||||||||||
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | |||||||||||||||||||||
| TIN Regeneration | Free for All | |||||||||||||||||||||
| IPIN Regeneration | Change Rs 100 /- Per Instance | |||||||||||||||||||||
| SI rejects | Rs 200/- per instance | |||||||||||||||||||||
| One time Mandate Authorisation Charges per mandate (Physical / Online) | Rs.40, Senior citizen - Rs.36 | |||||||||||||||||||||
*at home branch for account holders (individuals)
All fees and charges,mentioned in the tariff of charges,will attract Goods & Services Tax as applicable.
