Basic Savings Bank Deposit Account - Farmers

Description of Charges

Basic Savings Bank Deposit Account – Farmers

Minimum Average Balance Requirements

NIL

Charges applicable on non-maintenance

NA

Cheque book

Free

Issue of duplicate/adhoc statements

• • Soft Copy -
  • • Last 5 years statement through NetBanking - No charge
  • • eStatement on registered E-mail ID - No charge
• • Physical copy -
  • • Branch - Rs 100/-
  • • PhoneBanking (Non IVR) - Rs.75/-
  • • PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.50/-

For Senior Citizen

• • Branch - Rs.50/-
• • PhoneBanking (Non IVR) - Rs.50/-
• • PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.30/- (w.e.f 1st July'13)

Passbook issuance*

Free

Duplicate passbook issuance*

Rs 100/-

Managers cheques/demand drafts- Issuance/re-issuance - At HDFC Bank locations

Free (As per specified limit in withdrawals section)

Managers cheque/demand drafts - Cancellation/revalidation

Rs. 100
( Nil charges for Managers cheque/demand drafts - Cancellation/revalidation up to Rs.1000/-) 
( w.e.f 1st Jan 2016 )

Demand drafts issued - At non HDFC Bank locations

Free (As per specified limit in withdrawals section)

Cheque collection - Local clearing zone

Free

Collection of outstation cheques - our bank locations

Collection of outstation cheques - Other locations

Cheque return charges drawn on us - Local

Cheques deposited - Returned Unpaid (Effective 1st Dec'17)

Rs.200/- per instance

Balance enquiry - At branch

Free

Balance certificate

Current year - Free; previous year - Rs. 50

Interest certificate

Rs. 50 per instance

TDS certificate

Free

Account Closure (from account opening date)

Upto 14 days - Nil
15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens)
Beyond 12 months - Nil
( w.e.f 1st July'13 )

Photo attestation

Rs 100/- per instance ( Nil for Senior Citizens )
( w.e.f 1st July'13 )

Address confirmation

Rs 50/- per instance

Stop payment ( request from customer not to honour cheque issued ) charges

Particular cheque - Rs. 100 (free through NetBanking), range of cheques - Rs. 200 (free through NetBanking)

Standing Instructions

Rs. 25/- per transaction plus remittance charge ( w.e.f 1st July'13 )

Unarranged overdraft

Rs. 100 per occasion + 18% interest pa

Old records/copy of paid cheques

Upto 1 year - Rs. 50 per record; above 1 year - Rs. 100 per record

Activation of dormant account

No charges

All Withdrawals & Deposits at Branch (Home/ Non Home)

• • Unlimited Deposits allowed.
• • Free withdrawals are allowed upto 4 per month through ATM/RTGS/NEFT/IMPS/Clearing/Branch/Transfer/Internet Debits/ Standing Instructions/EMI, etc.
• • In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

Local cheque deposited for outstation accounts

No charge

PhoneBanking - IVR/ Non IVR

Free

ATM card

Free

ATM card - Replacement charges

Rs. 200 (plus taxes as applicable) (w.e.f 1st Dec'14)

Debit Card Charges 

ATM / Debit Card Card - Transaction Charge

Free (As per specified limit in withdrawals section)

Debit Card PIN regeneration charge

Rs. 50 (plus taxes as applicable)

Decline charge for insufficient balance

Transactions declined at other bank ATMs anywhere in the world or at a merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes as applicable)

BillPay

Free

InstaPay

Rs. 10 (plus taxes as applicable) per transaction

Visa Money Transfer

Free

NEFT Charges - Inward

Free

NEFT Charges- outward (online mode)

Free (effective 1st Nov'17)

NEFT charges - outward (Branch)

Free (As per specified limit in withdrawals section)

NEFT Charges for Indo-Nepal transactions

Free (As per specified limit in withdrawals section)

RTGS - Outward (online mode)

Free (As per specified limit in withdrawals section)

RTGS - Outward (Branch)

Free (As per specified limit in withdrawals section)

RTGS - Inward

Free

IMPS (Immediate Payment Service) – Outward

Free (As per specified limit in withdrawals section)

IMPS (Immediate Payment Service) - Inward

Free

MobileBanking

Free

NetBanking

Free

ECS / ACH (Debit) Return Charges

Rs 500/- + taxes per instance.

Any deliverable returned by courier due to negative reasons (no such consignee/consignee shifted and no such address)

Rs 50/- per instance

TIN re-generation (requests received at the branch for physical dispatch)

Rs 50/- per instance

IPIN re-generation (requests received at the branch for physical dispatch)

Rs 100/- per instance

Standing Instruction rejects

Rs 200/- per instance