PIXEL PLAY Credit Card Vs. PIXEL GO Credit Card by HDFC Bank: Know the Difference

29 July, 2024

Synopsis

• The primary difference between PIXEL PLAY Credit Card and PIXEL GO Credit Card by HDFC Bank is in their rewards program.

• Both variants have different eligibility criteria and fees, allowing you to select the most suitable option.

• PIXEL Credit Cards by HDFC Bank offer interest-free period, dining benefits, instant EMI conversion and more.
  
  

PIXEL Credit Cards by HDFC Bank is a range of all-digital Credit Cards that offer digital convenience with tailored benefits. They come in two distinct variants- PIXEL PLAY and PIXEL GO. These cards offer a comprehensive suite of features right at your fingertips with PayZapp. Here, you can easily apply for and manage your PIXEL Credit Card by HDFC Bank effortlessly. PIXEL Credit Cards combined with PayZapp, allow you to manage your finances while enjoying multiple benefits. To learn more about the difference between PIXEL PLAY Credit Card and PIXEL GO Credit Card by HDFC Bank, read on.

PIXEL PLAY Credit Card Vs. PIXEL GO Credit Card by HDFC Bank: Rewards and Benefits

Let us explore the difference between the PIXEL PLAY Credit Card and PIXEL GO Credit Card by HDFC Bank rewards and benefits:

PIXEL PLAY Credit Card Rewards

PIXEL PLAY Credit Card by HDFC Bank offers a customisable rewards program where you get to choose the merchants you want to earn CashBack on. Additionally, you have the option to choose your card color and preferred billing cycle date. The reward structure is as follows:

• 5% Cashback on any two selected merchant categories:

  • Dining & Entertainment: BookMyShow and Zomato

  • Travel: MakeMyTrip and Uber

  • Grocery: Blinkit and Reliance Smart Bazaar

  • Electronics: Croma and Reliance Digital

  • Fashion: Nykaa and Myntra
    
    

• 3% Cashback on one chosen e-commerce merchant:

  • Amazon

  • Flipkart

  • PayZapp
    
    

• 1% Unlimited Cashback: You can earn 1% unlimited cashback on all other expenses.

• Joining Benefit: When you spend ₹20,000 within 90 days of receiving your card, you will receive a joining fee waiver.

• Renewal Waiver: If you spend ₹1 lakh or more in the preceding 12 months, your renewal membership fee for the next year will be waived.
  
  

PIXEL GO Credit Card Rewards

• Unlimited Cashback on All Spends: PIXEL GO Credit Card by HDFC Bank offers 1% unlimited cashback on all eligible transactions.

• Joining Bonus: By spending ₹10,000 within 90 days of receiving your card, you can qualify for a joining fee waiver.

• Renewal Waiver: You can spend ₹50,000 or more in the previous 12 months and waive your renewal membership fee for the following year.
  
  

PIXEL PLAY Credit Card Vs. PIXEL GO Credit Card by HDFC Bank: Eligibility and Fees

Here are the differences in eligibility criteria and fees of both variants:

• Eligibility 

PIXEL PLAY Credit Card by HDFC Bank: For Salaried individuals, the age requirement is between 21 years and 60 years, with a minimum gross monthly income of ₹25,000. Self-employed individuals must be between 21 years and 65 years old, with an annual Income Tax Return (ITR) exceeding ₹6.0 lakh.

PIXEL GO Credit Card by HDFC Bank: Salaried individuals aged between 21 years and 60 years must have a gross monthly income exceeding ₹8,000 to be eligible for a PIXEL GO Credit Card by HDFC Bank. Self-employed individuals within the age range of 21 years to 65 years need an annual Income Tax Return (ITR) of over ₹6.0 lakh.
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• Fees

The joining and renewal membership fee for the PIXEL PLAY Credit Card and PIXEL GO Credit Card by HDFC Bank is ₹500/- plus applicable taxes and ₹250/- plus applicable taxes, respectively.

Additional Features of PIXEL Credit Cards by HDFC Bank

Both variants of PIXEL Credit Cards by HDFC Bank come with various features designed to enhance your experience:

• Interest-Free Period: You can enjoy up to 50 days without any interest on your purchases, starting from the day you buy something.

• Dining Deals: You will get discounts with the Good Food Trail program, including up to 25% off at more than 20,000 restaurants through Swiggy Dineout.

• Easy EMI Conversion: You can simplify your repayment process by converting your outstanding balance into easy EMIs directly through your PayZapp account.

• EMI Dashboard: You can manage all your EMIs conveniently within the dedicated EMI dashboard on PayZapp and experience effortless tracking and repayment.

• PIXEL CashPoints: The cashback you earn turns into PIXEL CashPoints. You can easily manage your PIXEL CashPoints and redeem them through the rewards section of PayZapp.

• Fuel Surcharge Waiver: You can benefit from a 1% fuel surcharge waiver on transactions at fuel stations across India, providing savings on your fuel expenses.

• Contactless Payment: Lastly, you can leverage the convenience and security of contactless payments. Whether online with Swipe to Pay or offline with Tap & Pay, you can make quick transactions anywhere and anytime.
  
  

Apply For Your Choice of PIXEL Credit Cards By HDFC Bank with PayZapp

Applying for your preferred PIXEL Credit Card by HDFC Bank is a straightforward process with PayZapp. Simply download or update PayZapp from the Google PlayStore for Android or the AppStore for iOS. Then, tap on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage. With PayZapp's user-friendly interface and convenient application process, applying for your new PIXEL Credit Card is a breeze. Apply now!

​​​​​​​*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.