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- How to Apply for PIXEL Credit Card on PayZapp
How to Apply for PIXEL Credit Card on PayZapp?
6 September, 2024
Synopsis
PIXEL Credit Cards are virtual Credit Cards from HDFC Bank available on PayZapp.
You can manage and control the PIXEL Credit Card settings on PayZapp.
You can customise the colour, choose a billing date and select the preferred merchant packs to earn CashBack.
PIXEL Credit Cards from HDFC Bank allow you to manage your payments smartly and virtually. These virtual Credit Cards are available exclusively on PayZapp. You can choose between the PIXEL PLAY Credit Card and the PIXEL GO Credit Card. Plus, you can apply for the cards through PayZapp. Information on how to apply for the PIXEL Credit Cards is available below.
About PIXEL Credit Cards
HDFC Bank brings you the all-new PIXEL Credit Cards, truly virtual Credit Cards available on PayZapp. You can customise these cards and manage them completely via PayZapp. You can apply for the following two card variants:
PIXEL PLAY Credit Card by HDFC Bank: This card allows you to earn up to 5% CashBack on your choice of any two merchant packs. You can also earn 3% CashBack on your choice of any one e-commerce merchant.
PIXEL GO Credit Card by HDFC Bank: You can earn 1% unlimited CashBack on all spends. You can pay in parts by converting your spends into flexible and low-cost EMIs.
How to Apply for PIXEL Credit Cards
Follow these simple steps to obtain your personalised Credit Card:
Download or update PayZapp on your phone. If you’re a new user, you can register on PayZapp using your mobile number and complete KYC.
Navigate to the PIXEL Credit Card banner on the home screen and tap on ‘Apply Now’.
Add your personal details. If you’re an existing HDFC Bank customer, PayZapp will automatically retrieve the relevant details.
Verify your account details.
Review the PIXEL Credit Card application and submit.
Eligibility Criteria & Fees
Criteria | PIXEL PLAY Credit Card by HDFC Bank | PIXEL GO Credit Card by HDFC Bank |
Age | Minimum 21 years, maximum 60 years | Minimum 21 years, maximum 60 years |
Income | For salaried: monthly income above ₹25,000 For self-employed: ITR above ₹6 Lakh per annum | For salaried: monthly income above ₹12,000 For self-employed: ITR above ₹6 Lakh per annum |
Joining Fees | ₹500 Spend ₹20,000 in the first 90 days and get a waiver | ₹250 Spend ₹10,000 in the first 90 days and get a waiver |
Annual Fees | ₹500 | ₹250 |
Features & Benefits of PIXEL Credit Card
With PIXEL Credit Cards, you can access a wide range of features and benefits, including:
All-in-One App Management: You can manage your PIXEL Credit Cards through PayZapp. You can access card controls, CashBack offers, EMI options as well as Credit Card statements.
Customisability: You can choose the colour of your PIXEL Credit Card and the billing cycle. With the PIXEL Play Credit Card by HDFC Bank, you can also choose preferred merchant packs to earn CashBack.
Convenient Payment Options: You can use the card details to make online payments. For in-store payments, you can use the PIXEL Credit Card’s Tap & Pay feature where you can tap your phone on a contactless payment-enabled point-of-sale (POS) terminal.
Flexible EMI Payments: You can convert large purchases into EMIs with a single click through PayZapp, and benefit from attractive interest rates.
Zero Liability on Lost Cards: The zero lost card liability feature allows you to protect yourself from unauthorised transactions.
Revolving Credit Option: You can get extra financial flexibility with revolving credit at a competitive interest rate.
Fuel Surcharge Waiver: You can save on fuel expenses with a 1% fuel surcharge waiver at fuel stations across India.
Apply for PIXEL Credit Cards
You can conveniently apply for the PIXEL Credit Cards on PayZapp. Once approved, you can start using the card instantly for a wide range of online and offline payments.
Apply now.
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.