A Step-by-Step Guide on How to Apply for a PAN Card in India

A Step-by-Step Guide on How to Apply for a PAN Card in India

25 April, 2024

Whether you have a taxable income or not, you may be aware that you need a Permanent Account Number, commonly known as PAN card to conduct various financial transactions in India. You need a PAN card to obtain financial facilities, specific benefits, and subsidies on select services. While PAN is primarily vital for taxpayers in India, all Indian citizen, including minors can apply for a PAN Card. But what exactly does the PAN Card entail and how to apply for a PAN Card? If these questions have crossed your mind, this article is for you. Read on to understand how to get a PAN Card in India through online and offline platforms.

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What is a PAN Card?

In India, a Permanent Account Number or PAN card is one of the most vital documents you need to have. Serving as a widely-accepted ID and address proof document, PAN comprises a unique code of 10 letters and numerals, e.g. ABCDE1234F, which helps identity you as an individual drawing income or a tax-paying citizen. Your PAN helps the Income Tax department verify your financial activities and check if you are complying with your tax liabilities.

How To Get a Pan Card?

To get a PAN card, you need to send an application. You may send your PAN card applications offline or online. While you can apply offline by visiting your local PAN centre or through agents, you may need to pay an administrative/service fee if you choose the offline route. Alternatively, you can apply for your PAN card online directly through the NDSL/UTIITSL website. Based on your citizenship status, you must fill Form 49A (for Indian citizens) or Form 49AA (for foreign nationals) to get your PAN Card.

How to Apply for a PAN card Offline?

If you prefer the traditional route, you can apply for a PAN card offline with the following steps:

  • Visit the NSDL e-Gov website and download 'Form 49A'.

  • Fill out the application form with all of the required information, attach a passport-size photograph and sign the application.

  • Submit the completed form, along with the necessary documentation, at the local PAN centre or to your agent providing the PAN application service.

  • Pay the applicable charges for the PAN card, including the PAN issuing charge and the administrative/service fee.

  • After submitting your application, you will be given an acknowledgment number that you may use to track the status of your PAN card application.

Upon receiving your application the NSDL/UTIITSL department typically issues your PAN card within 15 days.

How to get PAN Card Online?

Online PAN card applications can be submitted through the NSDL and UTIITSL websites. Both have been authorised by the Government of India for issuing PANs on the Income Tax Department's behalf.

How to apply for a PAN Card online through the NSDL/UTIITSL website?

Following are the steps to apply for PAN via the NSDL/UTIITSL website.

  1. Visit the official NSDL/UTIITSL website to begin the online application process and click on the ‘New PAN’ tab on the website’s home page.

  2. Select Form 49A if you are a Resident Indian, a Non-Resident Indian (NRI) living overseas but holding Indian citizenship, or as an Overseas Citizenship of India (OCI) cardholder. Foreign citizenship holders currently residing in India, must choose form 49AA.

  3. Fill out the form, ensuring your provide all details accurately and pay the applicable fees. You may choose any of the available online payment options or make a Demand Draft (DD) of the applicable amount, to be enclosed with the form after submitting your application.

  4. Submit the form and wait for the system to generate a slip comprising the application acknowledgement number.

  5. Lastly, you need to e-sign your application via Aadhaar-OTP authentication. If you choose DD as your preferred payment method, you must download the duly-filled form and the applicable documents and courier it, ensuring it reaches the NSDL/UTIITSL office no later than 15 days of filling the form.

Once the to the NSDL/UTIITSL receives your application, it verifies your details and assigns a PAN number. You should typically receive your PAN Card within 15 days of sending your application.

Manage Finances Effortlessly with HDFC Bank’s PayZapp

Having a PAN card is essential for conducting financial transactions in India. Whether you apply online or offline, ensure you provide all details honestly and without falsification. Once you get your PAN Card, you can use it as a valid ID proof document to obtain various financial facilities, which include easy online transactions through HDFC Bank’s PayZapp mobile app. PayZapp allows you to transfer money, pay utility bills, recharge your mobile and DTH devices, and do so much more. Plus, you can enjoy rewards and cashbacks for payments made via PayZapp.

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*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

Plus, you can enjoy rewards and cashbacks for payments made via PayZapp.

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