Credit Card for iPhone Why & How to Buy an iPhone on Credit Card

30 September, 2024

Synopsis

• You can use a Credit Card to buy an iPhone and maximise savings.

• You can convert your iPhone purchase into pocket-friendly EMIs.

• You can also earn cashback and reward points, which further enhance savings.
  
  

The iPhone is an incredible line of smartphones produced by Apple Inc. It is characterised by an outstanding user interface & experience, an unreal camera experience, the utmost secure operating system, and so on. If you have an iPhone on your wish list for a while, now is the time to move it to the cart and buy it. One of the most convenient ways of buying an iPhone is with a Credit Card. You can choose to pay in full or in easy EMIs. What’s more, if you are an HDFC Bank Credit Card holder, you may also be able to avail of other exciting offers like discounts or cashback on your iPhone purchases. Continuing to read to know more about the benefits of using a Credit Card for iPhone purchases.

Why the iPhone 16 is Worth Buying on a Credit Card

The iPhone 16 is Apple’s latest addition to its iconic smartphone series, bringing advanced technology and innovation. With a sleeker design, the iPhone 16 offers an upgraded A18 Bionic chip with a 5-core GPU for faster performance and enhanced efficiency. It also features a brighter Super Retina XDR. The phone's camera system comprises an advanced dual-camera system that supports super-high-resolution photos, smart HDR 5, night mode, spatial photos and more.

Given the iPhone 16’s cutting-edge features, the price is expected to be premium. You can buy the iPhone on a Credit Card and make the purchase more manageable. You can opt for easy EMI plans and split the cost into affordable monthly payments. Additionally, HDFC Bank often provides exclusive cashback offers and No-Cost EMI options for new launches like the iPhone 16. You also stand to earn reward points, which you can redeem for various benefits. Plus, you can enjoy significant savings if you buy the iPhone on PayZapp using your HDFC Bank Credit Card.

Reasons to Buy an iPhone using Credit Card

Here's why you should buy an iPhone using your HDFC Bank Credit Card:

• Buy now, pay later
  With a Credit Card, you can make an upfront payment for your iPhone. This transaction will be part of your upcoming Credit Card bill. This way, you don’t have to worry about using your savings at once.
  
  

• Seamless payments
  Any iPhone model and variant you wish to buy will be significantly priced. A Credit Card allows you to make such high-value purchases without depleting immediately depleting your Savings. You can pay for the phone online via the official channels or authorised e-commerce sellers or offline via authorised stores.
  
  

• Flexible payment options
  Thanks to your HDFC Bank Credit Card, you can actually afford to pay for an iPhone with your HDFC Bank Credit Card. You can buy the iPhone in easy EMIs spread across your preferred tenure. In fact, with select HDFC Bank Credit Cards, you can enjoy No-Cost EMI benefits for up to three to six months.
  
  

• Enjoy exclusive discounts and cashback
  The Credit Card for iPhone offers several discounts and cashback, which can help you save significantly on your iPhone purchase. You can avail the offers whether you are shopping directly from the Apple website, or authorised e-commerce websites and retail outlets.
  
  

• Earn reward points 
  Every transaction made through your HDFC Bank Credit Card earns you reward points. You can redeem Credit Card reward points in various ways like clearing your Credit Card dues, obtaining brand vouchers, and miles, etc. Buy an iPhone using your HDFC Bank Credit Card and add a good number of reward points to your Credit Card account.
  
  

Ways to Buy an iPhone Using a Credit Card

Here’s how you can buy an iPhone:

• Apple website 
  You can directly purchase the phone from the official website. Here, you can check for any offers for your Credit Card. HDFC Bank Credit Card holders can avail of amazing discounts and no-cost EMI offers.
  
  

• E-commerce websites 
  You can conveniently buy an iPhone with Credit Card on e-commerce websites. Search for the preferred iPhone model, and navigate the ‘cards offers’ or relevant section.
  
  

• Authorised stores
  You can walk into an authorised store and buy an iPhone with your Credit Card. Ensure you check for Credit Card offers. You can also convert the purchase into pocket-friendly monthly payments.
  
  

Apply for an HDFC Bank Credit Card Now and Buy an iPhone Using PayZapp

At the HDFC Bank, we offer an array of Credit Cards with varying perks to suit different lifestyles. Enjoy interest-free periods, cashback and reward points, travel and dining benefits and more. All HDFC Bank Credit Card benefits, be it discount offers or No-Cost EMI options, depending on the fulfilment of the eligibility requirement. Check your HDFC Bank Credit Card eligibility here.

You can buy the new iPhone 16 on SmartBuy via PayZapp. All you have to do is launch PayZapp, go to Shop, tap on ‘Imagine-Tresor’, select your iPhone 16 variant and pay using your HDFC Bank Credit Card. You can earn up to 5X Reward Points on purchases through HDFC Bank Infinia, Diners Black, Diners Privilege and Regalia Credit Cards or up to 5% cashback through other HDFC Bank Credit Cards.

​​​​​​​*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.