Premium & Super Premium Credit Cards: Extraordinary Experiences Await

Apply for Premium & Super Premium Credit Cards Online

*Fees & charges are subject to change. 

Eligibility Criteria to Apply for Premium and Super Premium Credit Cards

• Age: At least 18-21 years old.
  
  
• Nationality: Indian national.
  
  
• Employment: Salaried professional or a self-employed individual. 

Other criteria may be applied depending on the card you choose.

Features and Benefits of Premium & Super Premium Credit Cards

• Welcome Benefits
  
  Enjoy welcome benefits that include gift vouchers, cashback, or bonus reward points. These perks add value to your card from the very start.
  
  
• Concierge Service
  
  Access to a dedicated concierge service. Utilise this service for travel bookings, making reservations at top restaurants, arranging special experiences or planning bespoke travel itineraries.
  
  
• Foreign Currency Markup
  
  HDFC Bank Cards offer the lowest possible foreign currency markup charges as low as 2% on all foreign currency transactions while travelling abroad.
  
  
• Airport lounge
  
  Our range of premium and super premium cards give you access to airport lounges domestically and internationally. Terms and conditions apply.

Documents Required to Apply for Premium & Super Premium Credit Cards

• For Identity and Address Verification:
   
  
• Aadhaar Card 
  
  
• Indian passport 
  
  
• Voter ID card 
  
  
• Driving license 
  
  
• For Income Verification: 
  
  
• Permanent Account Number (PAN) 
  
  
• Salary slips 
  
  
• Income tax returns for the past three years 
  
  
• Bank statements 

Things To Keep In Mind When You Choose A Premium & Super Premium Credit Card

• Credit Card Benefits
  
  Review the reward program system and other benefits that come with HDFC Bank Premium Credit Cards. Depending on the type of card you choose, you can access a host of advantages, including cashback or reward programs that allow you to earn back a percentage of your spending with exclusive discounts and offers on dining, shopping, and entertainment.
  
  
• Annual Fees and other charges
  
  HDFC Bank Credit Cards have annual fees and other charges. The fees include charges such as a cash advance fee for cash withdrawals, foreign currency markup fees, late payment charges, interest on outstanding dues, fees for exceeding the credit limit, and GST charges.
  
  
• Credit Card bill payment
  
  ​​​​​​​HDFC Bank generates a new bill every month according to your credit cycle. You have 20 days from the bill generation date to make the payment and benefit from an interest-free period of approximately 50 days. Ensure to pay at least the minimum amount due to avoid late payment charges.  

FAQs 

What is a Premium Credit Card?

A Premium Credit Card offers enhanced benefits and privileges including rewards programs, travel perks, concierge services, access to airport lounges, and lower foreign currency markup fees.

What is a Super Premium Credit Card?

A Super Premium Credit Card offers exclusive and luxurious privileges, such as complimentary memberships to premium services, access to elite travel experiences, and an even lower foreign currency markup fee.

How to apply for Premium & Super Premium Credit Card?

To apply for a Premium or Super Premium Credit Card, you can follow these steps:

1. Explore the various Credit Card options available from HDFC Bank website.

2. Check the eligibility criteria,

3. Initiate the application process either by visiting the bank's website or a local branch.

4. Prepare the necessary documents.

5. The bank will assess your application and deliver your Credit Card at your doorstep.

What is the difference between a Credit Card and a Premium Credit Card?

A standard Credit Card offers basic spending and borrowing capabilities. It allows you to make purchases and pay them back over time. Premium Credit Cards, on the other hand, offer additional benefits like rewards programs, travel perks, and access to exclusive services.

What is the difference between a Premium Credit Card and a Super Premium Card?

The key difference between Premium Credit Cards and Super Premium Cards depends on the benefits they offer. These benefits include enhanced privileges such as access to airport lounges, complimentary memberships, concierge services and more.

What is the limit of a Premium Credit Card?

​​​​​​​Premium cards often have higher credit limits compared to basic Credit Cards due to the cardholder's stronger financial profile. The credit limit of a Premium Credit Card varies depending on the issuing bank or financial institution and the cardholder's creditworthiness.