Features

Features


The encryption technology of a contactless chip card, which secures the card against fraudulent use, so that you can spend well without a worry 

​​​​​​​This card offers greater security by storing & processing information in a secure manner. This advanced technology is more effective in preventing the card from being copied to product counterfeit cards 

Debit Card Limits



Your child can withdraw Rs. 2,500 at ATMs and spend Rs. 10,000 at merchant locations per day. ​​​​​​​

Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of ₹ 2,000/ day on your HDFC Bank Debit Cards, maximum Cash at POS limit per month is of ₹ 10,000/-

In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs

Insurance Cover with Fire & Burglary Protection and Checked Baggage Insurance


Zero Liability -You will not have any liability to any fraudulent Point of Sale transactions on the Debit Card up to Rs. 4,00,000/- Click here 

Fire & Burglary Protection - You are insured for the items purchased using Debit Card - Sum assured Rs. 200,000. Click here for more details 

Checked Baggage Insurance Sum - Applies if the insured person is travelling on tour and / or on holidays to location Outside India, to the intrinsic value of the accompanied personal baggage belonging to the card holder, so lost because of fire, theft, burglary and accident of travelling vehicle. Click here for more details.

Contactless Payment Technology


The HDFC Bank Kids Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets 

To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards. 

Information on Contactless Debit Card - Click here 

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons

Fuel Surcharge


Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL) 

PayZapp & SmartBuy


Earn Upto 5% CashBack on your Debit Card on transacting through PayZapp & SmartBuy https://offers.smartbuy.hdfcbank.com/offer_details/15282

Debit Card- EMI


  • Enjoy No cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more 
  • Convert any purchases above Rs 5000/- into EMI 
  • To check pre - approved eligible amount on your Debit Card 
  • SMS "MYHDFC" to 5676712 from your Bank Registered mobile number. For detailed offers & T&C's please visit: hdfcbank.com/easyemi 

Important Note:


As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions.  

You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.


Eligibility

Fees & Charges

Documentation