FEATURES

Card Type


Reward Points

Key Features


  • Upto 8 complimentary airport lounge access within India and 6 outside India.
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year. 
  • Earn 4 Reward Points on every Rs.150 spent 
    (On all retail* spends)

Additional Features



  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. 
  • Foreign Currency Markup : 3.5% on all your foreign currency spends.
  • ​​​​​​​Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more click here.

Concierge


Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Credit Card. Simply call us: toll-free on 1860 425 1188 (India) / Email ID:regalia.support@smartbuyoffers.co


Lounge Access


IMPORTANT:

Effective December 1st, 2023, we’re revising the lounge access feature associated with Regalia Credit Card. Click here for details.

A. Complimentary Airport Lounge Access within India

  • Your lounge access program will be based on your credit card spends.
  • Spend Rs.1 Lakh or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec)
  • Click here to check the list of lounges​​​​​​​
  • On meeting the spends criteria, please visit Regalia SmartBuy page >> Lounge Benefits >> Lounge access voucher (The path will be live from 1st December, 2023)
  • You can avail upto 2 complimentary lounge access vouchers as part of quarterly milestone benefit.


B. Priority Pass 

  • Lounge access outside India using priority pass is not based on spends.
  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply. *Rupay cards are not eligible for priority pass.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 
  • Guests accompanying primary card holder must have an Add-on credit card with their own Priority Pass.


Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

  • Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.


Fuel Surcharge Waiver


1% fuel surcharge waiver at all fuel stations across India 
( on minimum transaction of ₹400  and maximum transaction of ₹5000 )

Click here for details

Good Food Trail Program


Enjoy amazing dining benefits with the Good Food Trail program

  • Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants) 
  • Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.

Milestone Benefit


  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

*Terms & Conditions Apply

Renewal Offer


Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​

Smart EMI


HDFC Bank Regalia Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here


Contactless Payment


  • The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
  • To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)

Insurance/Comprehensive protection & Nominee details for Insurance


  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
  • Lost Card Liability Cover : Upto Rs 9 lakhs        

Click Here to update your nominee details.
Click Here for details.

Reward Point/CashBack Redemption & Validity


Reward Points Accrual:

  • Earn 4 Reward Points on every Rs.150 retail* spends including Insurance.
  • Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
  • Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.
  • Maximum of 500 reward points can be earned in a calendar month on UPI spends. For more information on UPI spends on RuPay Credit Card, click here

Reward Point Redemption:

  • You can redeem your Reward Points on Smartbuy or Netbanking.

 Reward Points can be redeemed for:

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

Please Click Here to know more

ELIGIBILITY

FEES & CHARGES