MoneyBack+ Credit Card

• 10X CashPoints (3.3% Valueback) on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
  
• 2 CashPoints per ₹150 spent on other spends ( Excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases )
• Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
• Upto 20% discount on partner restaurants via Swiggy Dineout

Note:

• With effect from 1st January 2023, Reward points earned on Grocery transactions will be capped per month to 1,000 reward points.
• For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 2 RPs for every Rs.150 spent and is capped at 500 reward points in a calendar month.
• Effective 1st September, 2024, Wallet loading, Easy EMI transactions and Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points.

For detailed Terms and conditions Click here 

Zero lost Card liability : In the unfortunate event of losing your HDFC Bank Moneyback+ Credit Card, report it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160). On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card. 

Interest Free Credit Period : Avail up to 50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
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Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Moneyback+ Credit Card at nominal interest rate. Please refer to the Fees and Charges section for more details.

Exclusive Dining Privileges : Enjoy amazing dining benefits with Good Food Trail program.

Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

500 Cash Points (applicable only  on payment of membership fee)

Every Calendar quarter, get a gift voucher worth ₹500 on spends of ₹50,000 & above. Earn up to ₹2,000 worth gift vouchers in a year.

Get renewal membership fee waived off by spending ₹50,000 and above in an annual year

HDFC Bank MoneyBack+ Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here

The HDFC Bank MoneyBack+ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

• The CashPoints earned on HDFC Bank MoneyBack+ Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, or physical redemption form 
• CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card. To know more on Rewards catalouge, click here
• With effect from 1st January 2023, Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.
• With effect from 1st February 2023, Reward points redemption for CashBack redemption are capped per calendar month to 50,000 rewards points.
• With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.
• For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
• CashPoints earned on your HDFC Bank MoneyBack+ Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023