PIXEL Go Credit Card

Cashback

Welcome to the first all-digital credit card experience with PIXEL GO– A card that lets you build a good credit score on your everyday purchases and is designed to complement your born digital lifestyle.

• Seamless Digital Onboarding – Experience a seamless digital onboarding via PayZapp and receive an instant digital credit card.

• All in One-App – Digitally manage your PIXEL Go credit card from PayZapp. Access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and much more

• 1% unlimited cashback on all eligible transactions
• 5% Cashback on Smartbuy
• 1% Cashback on all UPI Spends (Applicable only on PIXEL RuPay Credit Card)
  For frequently asked questions on PIXEL RuPay Credit Card, click here
  
• Shop Now and Pay in Parts with flexible low cost EMIs
• Interest-free Credit period up to 50 days from the date of purchase
• Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout
  For detailed Terms & conditions Click here

Enjoy hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance* to EMIs from your PayZapp. 

• EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp. 

• Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.

• 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.

To know more detailed Terms & conditions click here

• Zero lost card liability : In the unfortunate event of losing your HDFC Bank Pixel Go Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
• Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Pixel Go Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
• Revolving Credit : Available at a nominal interest rate on your HDFC Bank Pixel Go Credit Card. Please refer to Fees and Charges section to know more.
• Exclusive Dining Privileges: Enjoy amazing dining benefits with Good Food Trail program.
  - Get up to 25% savings off on all your restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.
  To know more, click here

Cashback will be credited in the form of PIXEL CashPoints and can be easily managed under the rewards section of the Pixel Homepage in Payzapp.​

Upon the accumulation of 500 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally.

Pixel CashPoints are valid for 2 years from the date of accumulation.​

You can easily apply for the PIXEL GO Credit Card by following the steps below:​

Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS

Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.

Note: 

A. Upon approval of your PIXEL Credit Card, please complete the card setup process in PayZapp to ensure timely delivery.

B. In case you do not select the credit card network and the card design within 3 days of approval, you'll be issued a digital RuPay card, while the bank will dispatch a default VISA network credit card to your registered postal address as part of the standard issuance process.

• Download HDFC Bank PayZapp from Google Play or Apple App Store.
• Sign up using your mobile number (ensure it matches the one used for your PIXEL Card application)
  
• Access PIXEL Go – Look for the in-app nudge or notification on the PayZapp Home Page to access PIXEL Go.
• Set it up by selecting your card network (Visa or RuPay) and billing cycle date.
• Activate & Go – Verify your email ID and click "Activate & Proceed".
• Done! Your PIXEL Go Credit Card is instantly activated and ready for use.

Set Up Your UPI PIN in a few steps:

• Open PayZapp and tap on "View PIXEL Home" on the home screen
• Navigate to Settings > "Set RuPay UPI"
• Verify your OTP, set your card PIN, and you're all set!

Link Your HDFC Bank PIXEL RuPay Credit Card for Scan & Pay:

• Open PayZapp and tap the menu bar on the top left corner.
• Go to "UPI Accounts" under Account Management.
  
• Under Credit Cards, tap "Add New" and select HDFC Bank Credit Card.
  
• Enter the last 6 digits of your card and its expiry date, then proceed.
  
• Verify with OTP, enter your credit card PIN, and create your UPI PIN.
  
• Done! Your card is now linked for Scan & Pay transactions.

Enable Scan & Pay on Third-Party Apps in a few steps:

• Open the app and go to Payment Methods.
  
• Select "Add RuPay Credit Card on UPI", choose HDFC Bank, and continue.
  
• When the "Add HDFC Bank RuPay Credit Card" prompt appears, tap Continue.
  
• That's it! Your PIXEL RuPay Credit Card is now linked and ready for Scan & Pay transactions.

1% fuel surcharge waiver at all fuel stations across India

(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Get a joining fee waiver by spending ₹10,000 within 90 days of issuance

Spend ₹50,000 or more in the preceeding 12 months and get renewal membership fee waived off for next year.

Swipe to Pay

HDFC Bank Pixel Go Credit Card lets you make E- commerce transactions effortlessly with - Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.

Tap & Pay

HDFC Bank Pixel Go Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.

Scan and Pay
​​​​​​​
Through the Pixel RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.

You can easily view and download the digital statements in the PayZapp.

View the current outstanding on the card and make card repayment within the Pixel Home page using payment methods like UPI, Debit card, & Netbanking.

You can easily refer to the FAQs for every section by clicking on “?” in the app screen to view and get answers to your questions. 

​​​​​​​You can also raise a query ticket within the app if you need more help by clicking “Raise a Ticket”, and the service team will respond to your query in the app.

How to Raise a Ticket?
1. Tap "?" on the Pixel Play Credit Card Home Page.
2. Choose the relevant category and query.
3. If your query isn’t listed, select "My query is not listed" to raise a ticket.