Features
Cashpoints Benefits:
2% cashpoints on purchases on Paytm [Mall + Movies + Mini App] Max. Cap per Calendar Month - 250 cashpoints
- 1% cashpoints on all other Select Paytm Spends Max. Cap per Calendar Month - 250 cashpoints
- 0.5% cashpoints on all other retail transactions Max. Cap per Calendar Month - 500 cashpoints
T&C
Fuel, EMI, Wallet loads, Rent payments, Government related transactions will not earn Cashpoints
Education Payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will not earn Cashpoints
With effect from 1st July 2025, Online Skill Based gaming transactions will not earn Cashpoints
Cashpoints for a particular calendar month shall be accrued in your card account in the first week of the subsequent month on a cumulative basis.
For important terms & conditions, click here
To know about cashpoints redemption, click here
Zero cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
Free credit period:
Avail up to 50 days of interest free credit on your Credit Card.
Revolving Credit: Available at a nominal interest rate on your Paytm HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
- First Year Fee waived upon spending Rs. 1,000 (Non-EMI spends) within the first 40 days
- Renewal Year Fee waived upon spending Rs. 25,000 (Non-EMI spends) in the 12 months period
