FEATURES

Features


  • Welcome Benefit
    Welcome Benefit: 1000 Reward Points
    Renewal Benefit: 1000 reward points
  • Doctor’s Superia Rewards
    Enjoy spending on your HDFC Bank Doctor’s Superia Credit Card with 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. (100 AirMiles = 667 Reward Points)
    You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate. Please click here for further details.

    Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than Rs. 150 will not accrue any Reward Points.

  • Power Dining
    Your HDFC Bank Doctor’s Superia Credit Card gives you tons of reasons to dine out. Enjoy 50% more reward points* when you dine. Now every meal will be more rewarding.

    * 50% more Reward Points are offered to the Cardholders only on those transactions which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by VISA/ MasterCard. Merchant Category Code (MCC) classified under 'Hotel' categories will not qualify for 50% more Reward Points.

  • Professional Indemnity Insurance:
    Doctor's Superia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence.

    This policy covers:
    • Bodily injury and / or death of any patient caused by error, omission or negligence in professional service rendered
    • Legal costs and Defence expenses

    *Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim

    Note: This benefit is applicable w.e.f 1st Sept'19 only.
    For more details on policy, Click here
  • Fuel Surcharge waiver​​​​​​​
    ​​​​​​​    1% fuel surcharge waiver at all fuel stations across India
    (on transaction between ₹ 400 and ₹ 5,000. Max waiver of ₹ 250 per statement cycle)
  • Zero Lost card liability
    If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made with your card.
  • Revolving Credit 
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Interest free credit
    Avail up to 50 interest free days from the date of purchase (subject to the submission of the charge by the Merchant).
  • Reward points validity
    Reward points are valid only for 2 years from the date of accumulation.
    ex:- if you receive reward points in May 2015, same will expire in May 2017.

FEES & CHARGES