Increase Your Credit Card Limit For Free

Whether you plan to make a large purchase, have an increased spending capacity, want to create an emergency fund or build a credit history, increasing your Credit Card limit can help you do it all and more. Conveniently increase the maximum amount you can spend on your Credit Card via NetBanking or Phone Banking. What’s more, there are no charges to increasing the card limit.

Every Credit Card has a specific limit known as a Credit Card limit – this usage limit is the maximum amount you can spend using your Credit Card. The credit limit varies based on your Credit Card type and eligibility.

Frequently Asked Questions

Read here on tips to increase Credit Card Limit

What is Limit Enhancement/ Higher Limit on Credit Card?

Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card. For a special few, we enhance credit card limits based on usage and repayment record.

How can I check my Credit Card limit?

You can check your Credit Card limit in multiple ways:

• Via NetBanking: You can log into your bank’s NetBanking portal. Head to the Credit Card section and check your Credit Card limit details.
  
  
• Via MobileBanking: Similar to NetBanking, you can log into your Mobile Banking platform, navigate to the Credit Card section and view your Credit Card summary.
  
  
• Via Credit Card statements: You can get information on your Credit Card limit by simply checking your Credit Card statements.
  
  
• Via SMS: Typically, when you make a Credit Card transaction, the card issuer sends a SMS notification with the used credit limit, the available credit limit and your actual credit limit. Keep an eye on your Credit Card transaction notifications.
  
  
• Via Phone Banking: You can call your card issuer’s customer care, provide relevant information and request for your Credit Card limit information.
  
  

How do I benefit from Limit Enhancement?

Here are the top 5 benefits you can enjoy with a higher credit limit:

• No hassles of managing multiple Credit Cards
  
• Improved credit scores
  
• Handy in case of emergencies
  
• Possibility to upgrade to premium Credit Cards
  
• Easier access to get a higher Loan on Credit Card
  
  

You can read this article to know more >> https://www.hdfcbank.com/personal/resources/learning-centre/pay/benefits-of-creditcardlimit-increase

What are the Fee & charges for credit card limit enhancement?

Don’t worry, there are NO T&Cs | NO hidden charges to increase limit on your Credit Card. It’s absolutely FREE.

Is Limit Enhancement available on Add-on Cards?

No, limit enhancement facility is only available for the Primary Cards

Is there a way to set limit on spends?

Customers can have a cap on their spending limit after increasing their credit limit. It is always recommended to have a higher limit & hence 5 million + customers have increased their limit
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