Giga Business Credit Card

• Upto 55 days Extended Interest Free Credit Period. 
• Earn 2 Cash Points on every Rs.150 spent for your business needs 

• Earn 6 Cash Points per Rs. 150 spent on spends such as,  
  1. Business Digital Spends (Advertising | Accounting | Software License Purchase | Cloud Hosting) 
  2. Bill Payments via Payzapp & SmartPay 
  3. Income Tax payments via eportal.incometax.gov.in | View steps 
  4. GST payments via payment.gst.gov.in | view steps 
  5. Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals 

  6. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via Nuclei by SmartBuy BizDeals

• Click here to view your savings on GIGA Credit Card

Discounts on purchases on GIG special merchant program on gig-related spends 
WeWork | LegalWiz | Harapa by Upgrad| Truelancer . Click here to know more.

Get 1% fuel surcharge waiver at all fuel stations across India 
(on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle) 

Get OTT Play Premium (One month subscription with access to OTT Platforms like Zee5, SonyLiv, VRott, Lionsplay etc.,) on making your first transaction within first 37 days of card issuance.

• Get Bonus 800 Cash points on monthly spend ₹50,000 every month 
• Redeem your cashpoints as cashback against statemen.
  ​​​​​​​(1 CashPoints = Rs.0.25) 

Get up to 7.5% discount on your dining bills with Swiggy-Dineout by paying via Swiggy App. Click here to know more

• Loan on card: Avail EMI & Loan on card for business needs with Flexible loan and repayment - Business loans and revolving credit can be availed of against the credit card. You can convert all major credit card spends to easy EMIs. You can repay at a low cost using HDFC Bank easy EMIs. Click here to know more 

• SmartPay Benefits: Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay. For more details (Click here) 

• Steps to enable SmartPay on Netbanking​​​​​​​:  
   
  BillPay & Recharge > Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card Or Cards> Credit cards> Smart Pay> Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card> Choose GIGA Business Credit Card  

• Steps to enable SmartPay on Mobile Banking:  
   
  Bill Payments > Add Biller > Select Biller Type> Enter Details and Enable Smartpay on Debit/Credit Card > Choose GIGA Business Credit Card   

• SmartBuy Benefits: Get Upto 10% Cash Back on travel/online shopping on SmartBuy. Click here to know more

• Zero Lost card liability: In the unfortunate event of losing your HDFC Bank GIGA Business Credit Card, on reporting it immediately to Customer Care Toll Free Number: 1800 1600 / 1800 2600, you have zero liability on any fraudulent transactions made on your Credit Card.  
   
  Credit liability cover: Rs. 3 lakh 

• EasyEMI: HDFC Bank GIGA Business Credit Card comes with an option to make large purchases for your business on EMI during purchase with EasyEMI. To know more Click Here  
  
  

• SmartEMI: HDFC Bank GIGA Business Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here 

Cash Points can be redeemed for: 

Click here to know how to redeem your reward points 

• A minimum of 2500 CP is needed to redeem CashPoints against statement balance.  

• Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints. Rest of the transaction amount will have to be paid via the Credit Card limit.  

• With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through CashPoints on select vouchers/products and pay the remaining amount via Credit card.  

• The maximum 15,000 CashPoints can be earned in a statement cycle. 

• Unredeemed Cash Points will expire/lapse after 2 year of accumulation 

PIN Setting Process: 

Set PIN for your card by following any of the below option: 

1. By Using MyCards : 

• Visit HDFC Bank MyCards - https://mycards.hdfcbank.com/

• Enter registered Mobile no and Authenticate using OTP 

• Select "GIGA Business Credit Card" 

• Choose Set Pin and enter your 4 digit pin 

2. By using IVR: Call 1860 266 0333 from registered mobile number 

• Key in last 4 digits of your Business Credit Card No 

• Validate with OTP sent on registered mobile no 

• Set 4 digit Pin of your choice 

3. By using Mobile banking: 

• Login to Mobile Banking 

• Go to "Cards" Section and Select "GIGA Business Credit Card" 

• Choose Change Pin and Enter your 4 digit Pin & confirm 

• Authenticate using OTP 

• Pin Generated Successfully 

4. By using Net banking: 

• Login to Net banking 

• Click on "Cards" and visit "Request" Section 

• Choose Instant Pin generation 

• Select card number and enter your 4 digit Pin 

• Contactless Payment: 

For more details click here 

• Contactless Payment: 

Your HDFC Bank GIGA Business Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.  

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons 

• Manage your Card on the go: 

Now access your HDFC Bank GIGA Business Credit Card 24/7 on the go with our HDFC Bank MyCards platform 

• Enable online & contactless usage 

• View - Transaction, Cash Points, Statements & more. 

• Manage - online usage, contactless usage, set limits, enable & disable 

• Check - Credit card outstanding, due date and more 

• For more details, click here.  

• Set Card Control: 

You can enable the services using MyCards (preferred)Link - https://mycards.hdfcbank.com / EVA / WhatsApp Banking / Net Banking. 

Click Here for more details 

Customer care details:

• Toll Free: 1800 202 6161\ 1860 267 6161

• Email: customerservices.cards@hdfcbank.com