The 10 Benefits of Hajj and Umrah Forex Card that You Must Know About

Benefits of the HDFC Bank Hajj Umrah ForexPlus Card
The Hajj is an important pilgrimage that every practitioner of Islam must undertake at least once in their lifetime. It is one of the five pillars of Islam and considered obligatory. Pilgrims on an important spiritual journey should not be weighed down by concerns regarding handling of money – carrying around huge wads of cash, currency exchange rate, prevention of theft etc. 
A Forex Card can be a great boon for travellers, and the HDFC Bank Hajj Umrah ForexPlus Card is tailor made for those on the Hajj Umrah pilgrimage. This is a prepaid card, and all you need to is recharge it. It must be noted that the card is issued in the Saudi Riyals (SAR) currency. 
There are several benefits that come with the HDFC Bank Hajj Umrah ForexPlus Card:

• Protection against Foreign Exchange Fluctuations
  Fluctuations in foreign exchange rates are always a major issue for people when travelling abroad. But, the Hajj Umrah ForexPlus Card protects them from this. The card is available only in the SAR currency. Thus, it protects you from fluctuations in the exchange rate. At the same time, you can withdraw the cash or use the card at Point of Sale, anywhere in the world.
• Safety and Security
  The card comes with an embedded chip that stores all the information in encrypted form. This offers a greater level of security against counterfeiting and card frauds. Also, the card is accepted at all VISA and MasterCard merchant affiliated outlets and ATMs, so it frees you from the risk of carrying huge wads of cash everywhere.
• Theft protection
  In case you lose your card, or it is stolen, then you can contact HDFC Bank Bank PhoneBanking and report the loss or theft. This facility is available 24 hours a day. Further, you can also get the card hot-listed through the bank’s website.
• Temporary Card Blocking
  The HDFC Bank Hajj Umrah ForexPlus Card also comes with a block/unblock facility. You can get the card temporarily blocked for the periods when you are not travelling, and then get it unblocked for when the time comes for you to travel and use it again. This can be done through the Prepaid NetBanking facility, or the 24x7 PhoneBanking helpline.
• Global Customer Assistance Services
  You can call VISA’s Global Customer Assistance Services in case you need to hotlist your card, or report a theft or loss, or if you need emergency cash delivered to you while travelling overseas.
• Online Transactions
  Your Hajj Umrah ForexPlus Card can be used for e-commerce transactions once it is activated and loaded. You can use it for shopping through online portals. The system may ask you for a second factor authentication, which can be done via your Netbanking Pin for the card.
• Insurance Cover
  The Card comes with the added benefits of insurance cover for travel emergencies such as loss or theft of baggage including checked baggage), passport reconstruction, personal accident, protection against misuse of card in case of counterfeiting or skimming.
• Reload facility
  Your card can be reloaded at any HDFC Bank branch. Further, this can also be done through PhoneBanking or Mobile Banking, NetBanking, Prepaid NetBanking. Even if the card-holder is abroad, you can authorize another person to get the process completed on your behalf.
• Tracking facility
  The Bank provides regular alerts via SMS on your domestic as well as international mobile number, regarding every transaction – purchase, withdrawal etc. These updates are also provided via emails.
• Prepaid NetBanking Facilities
  The Bank provides Prepaid NetBanking services along with the Hajj Umrah ForexPlus Card, such as:
  • Record of last 10 transactions,
  • Card statement,
  • Add new currency,
  • Card Lock/Unlock,
  • Card Hotlist,
  • Change ATM Pin,
  • Statement request,
  • Update mobile number and email id,
  • Reload Card instantly,
  • Backup Card Activation