Know How to Use a Gift Card

16 January, 2025

Synopsis

• Gifts Cards are a hassle-free gifting solution letting you empower recipients with the flexibility to shop at various outlets and online platforms.
• You can choose from different types of cards ranging from store-specific to loadable and non-loadable and let the recipient enjoy its numerous benefits.
• You can use the Gift Card offline and online by scanning/swiping the card and providing the card number, respectively.

Gifts Cards let you give the best gift i.e., “choice” to the recipient. They can splurge on their favourites, thanks to your thoughtful gesture. However, before gifting, it helps to know how to use the Gift Card to guide them. Read on to learn how to use a Gift Card to help the recipients and to apply the knowledge when you receive one yourself.

What is a Gift Card?

Before understanding how you can use Gift Cards, it is important to know what they essentially are and how they work. A Gift Card is a form of Prepaid Card that lets the holder make purchases at select retailers (online or in-store) up to the value loaded onto the card. It functions like a Debit Card. The difference? You preload the card with a set amount, and the recipient can spend it however they like.

Different Types of Gift Cards

You can choose from varied types of Gift Cards based on the use case and convenience level. They include:

• GiftPlus Prepaid Card 

The HDFC Bank Giftplus Prepaid Card is a physical gifting solution perfect for birthdays, weddings, anniversaries, festivals or any other special occasions. It can be a great alternative to cash or gift vouchers. It provides complete freedom to the receiver to buy what they wish or desire. The card comes with a minimum load amount of ₹500 and a maximum of ₹10,000. The receiver can use the card for both in-store and online purchases.

• E-GiftPlus Prepaid Card

HDFC Bank E-Giftplus Prepaid Card is a virtual gifting solution. It is an eco-friendly alternative for gifting loved ones, no matter how far they are. You can personalise the card with various card design and a message basis the occasion. It also comes with a minimum load amount of ₹500 and a maximum of ₹10,000. The receiver can use the card for all online purchases.

• GiftPlus Corporate Prepaid Card

HDFC Bank GiftPlus Corporate Prepaid Card is perfect solution for rewarding employees, appreciating partners, vendors, business associates or celebrating special occasions. This is the best alternative to novelties and gift vouchers. Like other Gift Cards, the minimum load amount is of ₹500 and a maximum of ₹10,000. The receiver can use the card for both in-store and online purchases, giving them freedom to buy what they wish.

How to Use a Gift Card?

If you're thinking "how can I use a Gift Card?", know that the process is quite straightforward. You can confidently use it yourself or gift it to someone. Here's how you can use Gift Cards:

• In-store

When you use a Gift Card in-store, you simply have to present the card at the point of sale. The cashier swipes your and the amount gets deducted from your card's balance.

• Online 

If you're wondering how to use a gift card online, it's as easy as using any other Debit or Credit Card. After selecting the items to buy, at the checkout page, you will be asked to provide the Gift Card number, CVV and Card Expiry in the payment section. The balance on the card is then used to complete the purchase.

Why Gift Cards are the Perfect Gifting Solution

Still not convinced? Here are reasons why Gift Cards can be a game-changer when it comes to gifting:

• Convenient 

Gift Cards give you the freedom to purchase items without the hassle of cash. These are easy to carry and have no linkage to bank account. Now give gifts without worrying about getting the wrong gift.

• Perfect for Any Occasion

A Gift Card enables the recipient to shop how they want based on their preference and the kind of celebration. Birthdays, anniversaries, or festivals—Gift Cards fit them all.

• Flexible Gifting Option

You can load a flexible gift amount from Rs 500 to Rs 10,000. Unlike, other brand-specific gift cards, HDFC Bank Gift cards do not restrict the recipient to any particular store or brand. The recipient can explore from wide range of online and offline stores to buy their Gift of Choice.

• Personalized Gift 

You can personalise the Gift Card with the recipient's name. You can also customize the gift cards by adding a message with your warm wishes.

• Safe and Secure

Gift Cards don't directly connect to any of your Credit Cards or bank balance. Hence, there is limited scope for fraud or unauthorised access. The card comes with PIN and OTP protection for added security.

• Enables Budgeting 

With a prepaid balance, Gift Cards help with sticking to the budget. It's a matter of making the most of the available amount without any fear of extending spending limits.

Get the Ideal Gifting Solution with HDFC Bank Prepaid Gift Card

Gifting is no longer a guessing game. Gift Cards are the new-age way of eliminating the hassle and disappointments that come with picking the wrong gift. This article also reveals how simple they are to use. So, if you are thinking of giving a Gift Card to your loved one and are considering options, think HDFC Bank Gift Cards as a no-brainer solution. You can benefit from its boost in security, customisation and acceptance in various outlets and online channels.

Apply now!

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

Reference:

https://www.hdfcbank.com/personal/resources/learning-centre/pay/how-to-use-a-gift-card

https://www.hdfcbank.com/personal/resources/learning-centre/pay/how-do-prepaid-gift-card-work

https://www.hdfcbank.com/personal/resources/learning-centre/pay/know-what-is-a-gift-card