Mutual Fund Investments

1. Equity Funds

Equity funds allow investors to participate in stock markets. Though categorized as high risk, these schemes also have a high return potential in the long run. They are ideal for investors in their prime earning stage, looking to build a portfolio that gives them superior returns over the long-term.

2. Debt Funds

Debt funds invest a majority of the money in debt - fixed income i.e. fixed coupon bearing instruments like government securities, bonds, debentures, etc. They have a low-risk-low-return outlook and are ideal for investors with a low risk appetite looking at generating a steady income. However, they are subject to credit risk.

3. Solution Oriented Funds

Solution Oriented Funds help you invest for a specific goal by increasing discipline, as investors are less likely to withdraw from these corpuses until that goal is achieved, ensuring long term investing. Designed to provide investors an avenue for long term wealth creation specifically for the objectives of retirement planning or saving for children.

4. Hybrid Funds

Hybrid Funds are mutual fund schemes that divide their investments between equity, debt and/or other assets like gold. The allocation may keep changing based on market risks. They are more suitable for investors who are looking at a combination of moderate returns with comparatively low risk.

5. Index Funds

Index Funds are ideal for investors who want to invest in equity market but don’t want the hassle of stock research and selection. An index mutual fund follows the same strategy as the index it is based on and provides similar returns.

6. Tax Saving Funds

Tax Saving Funds offer tax benefits to investors. They invest in equities and are also called Equity Linked Saving Schemes (ELSS). This type of schemes has a 3-year lock-in period, the lowest amongst tax-saving instruments. The investments in the scheme are eligible for tax deduction u/s 80C of the Income-Tax Act, 1961.