Features
Benefits
- Get regular income of ₹ 19,035 per year at 4%1 p.a. assumed rate of return or ₹ 61,244 per year at 8%1 p.a. assumed rate of return, 1st year onwards till 54 years of age
- On maturity at 54 years, receive ₹ 30,68,500 at 4%1 p.a. assumed rate of return or ₹ 44,65,445 at 8%1 p.a. assumed rate of return inclusive of guaranteed* component of ₹ 16,55,240
- Enjoy the benefits of loyalty additions - 1.8% of the average fund value every alternate year starting from the end of 11th policy year
- Avail flexibility of partial withdrawals
- Get tax benefits^^ as per the prevailing tax laws
Total Benefits @4% p.a.1 rs. 34,49,200
Total Benefits @8% p.a.1 rs.56,90,325
*Provided the policy is inforce and all due premiums are paid
^^Tax benefits are subject to changes in the tax laws. Please consult your tax consultant for detailed understanding of the tax benefits
1. These assumed rate of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance. For detailed understanding, please refer illustration page.