Features
Eligibility
Plan Options | Premium Paying Term | Minimum Policy Term | Maximum Policy Term | Min & Max Entry Age | Maximum Maturity Age | Sum Assured |
Plan Option # 1 and 5 | Single Pay | 5 years | 55 years | 18 – 65 years | 85 years
| Min: Rs. 30 Lakhs Max: No Limit, subject to Board Approved Guidelines |
5 Pay | (PPT + 5) years
| 18 – 65 years | ||||
7 Pay | 18 – 65 years | |||||
10 Pay | 18 – 65 years | |||||
12 Pay | 18 – 65 years | |||||
15 Pay | 18 – 65 years | |||||
20 Pay | 18 – 60 years | |||||
To age 60 | 18 – 54 years | |||||
Regular Pay | 10 years | 18 – 65 years | ||||
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Plan Option # 2 | Single Pay | 20 years | 55 years | 18 – 65 years | 85 years | Min: Rs. 30 Lakhs Max: No Limit, subject to Board Approved Guidelines |
6 Pay | ||||||
8 Pay | ||||||
10 Pay | ||||||
Regular Pay | 10 years | |||||
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Plan Option # 3 | Single Pay | 20 years | 55 years | 18 – 65 years | 85 years | Min: Rs. 30 Lakhs Max: No Limit, subject to Board Approved Guidelines |
6 Pay | 18 - 64 years | |||||
8 Pay | 18 - 62 years | |||||
10 Pay | 18 - 60 years | |||||
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Plan Option # 4 | 5 Pay | (PPT + 5) years | 55 years
| 18 – 50 years | 85 years
| Min: Rs. 30 Lakhs Max: No Limit, subject to Board Approved Guidelines |
7 Pay | 18 – 50 years | |||||
10 Pay | 18 – 50 years | |||||
12 Pay | 18 – 50 years | |||||
15 Pay | 18 – 50 years | |||||
20 Pay | 18 – 50 years | |||||
To age 60 | 10 years | 18 – 49 years | ||||
Regular Pay | 10 years | 18 – 50 years | ||||
Plan Option # 6 | Single Pay | 11 years |
| 18 – 65 years | 85 years | Min: Rs. 30 Lakhs Max: No Limit, subject to Board Approved Guidelines |
5 Pay | 11 years |
| 18 – 65 years | |||
7 Pay | (PPT + 5) years | 55 years | 18 – 65 years | |||
10 Pay | 18 – 65 years | |||||
12 Pay | 18 – 65 years | |||||
15 Pay | 18 – 65 years | |||||
20 Pay | 18 – 60 years | |||||
To Age 60 | 18 – 54 years | |||||
Regular Pay | 11 years | 18 – 65 years | ||||
Here are the top 4 reasons for you to consider this plan:
Choice of multiple Plan Options
Get comprehensive life insurance coverage to suit your varied needs
Return of Premium (RoP) or Early Return Of Premium Option (ERoP)
Secure your savings along with life insurance cover with Return and Early return of premium option
Flexible
Avail ‘One Time Exit Value’ and get back your premiums paid as a dependable support system in case of emergencies
Accelerated Critical Illness Benefit (ACI)
Covers 42 specified critical illnesses on payment of additional premium
What's not Covered under ABSLI Poorna Suraksha Kawach?
What's not Covered under ABSLI Poorna Suraksha Kawach?Suicide Exclusion
In case the Life Insured, dies due to suicide within 12 months from the Risk Commencement Date or date of revival of the Policy, the Policy shall immediately terminate, and Company shall pay the following to the Nominee:
Where the Policy has acquired the surrender value/ unexpired risk premium value, higher of Surrender value/ unexpired risk premium value or (Total Premiums Paid plus underwriting extra premiums paid plus loadings for modal premiums paid excluding applicable taxes) till date of death.
Where the Policy hasn’t acquired the Surrender value/ unexpired risk premium value, Total Premiums Paid plus underwriting extra premiums paid plus loadings for modal premiums paid excluding applicable taxes till date of death.
Terminal Illness Benefit Exclusion
The Life Insured will not be entitled to any Terminal Illness benefit if it is caused directly or indirectly due to or occasioned, accelerated or aggravated by intentional self-inflicted injury or attempted suicide, whether medically sane or insane.