Benefits
- Instant liquidity via Cash Bonus pay-outs
- Guaranteed* Returns for a specified period
- Provides income for whole of life
- Return of total premiums paid
- Provides upside potential and investment risk isn’t borne by policyholder
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OKCombination of HDFC Life Sanchay Plus (Guaranteed returns) and HDFC Life Sanchay PAR (Instant liquidity returns through upside bonuses)
*Provided all due premiums are paid and the policy is in force. Guaranteed Income payouts start after PPT + 1 years and are payable for 25 years.
# As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws. Please consult your Tax consultant to know the Tax Benefits available to you. HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245. IRDAI Registration No. 101. Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited. HDFC Life Insurance Company Limited. Insurance is subject to matter of solicitation. For more details on risk factors, terms and conditions and exclusions please read the product brochure before conclusion of sale. HDFC Life Sanchay Maximiser is a combination of two products named HDFC Life Sanchay Plus (UIN:101N134V10) is a non-participating, non-linked savings insurance plan and HDFC Life Sanchay Par Advantage (UIN: 101N136V02) is a Non-Linked Participating Life Insurance Plan. HDFC Bank Limited (IRDAI Registration No: CA0010) is the Corporate Agent of HDFC Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013. Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between HDFC Life and the Insured and not between HDFC Bank and the Insured. Purchase of life insurance policy is voluntary
“As per recent changes in section 10(10D) of Income Tax Act, where the amount of aggregate annual premium payable in the financial year in case of Traditional plans (all non-unit linked plans except Annuity, Pension and Pure Risk Plans) issued on or after 1st April 2023 exceeding INR 5,00,000 the benefits of the policy/policies shall not be eligible for exemption under section 10(10D) except in case of death”. The customer is requested to seek advice of a tax advisor with respect to his/her personal tax liabilities under the Indian Income-tax law."