Benefits

Features

Eligibility


Eligibility Criteria

Minimum

Maximum

Single Life

Joint Life

Single Life

Joint Life

Age at Entry (years)

90 days

90 days*

Single Premium

Single Premium 60 years


Death Benefit Multiple (DBM) 1.25-1.5  

60 years

Death Benefit Multiple (DBM) 10    

50 years

Regular/Limited Pay: 60 years

Regular/Limited Pay: NA

Age at 2Maturity (years)

18 years

Single Premium: 65 years

Single Premium: 65 years

Regular/Limited Pay: 65 years

Regular/Limited Pay: NA

Premium Payment Term (PPT) and Policy Term (PT)


Premium Payment Term (in yrs)

Policy Term (in yrs)








Single Premium

5 to 20 years

5

PPT to 20 years

6

7

8

10

12

15


20

Premium (Per Instalment)

Single Premium: ₹10,000

No maximum limit, subject to Board Approved Underwriting Policy and the maximum Sum
Assured on Death defined below

Annual:₹10,000

Half yearly: ₹5,100

Quarterly: ₹2,600

Monthly: ₹875

Sum Assured on Death

Single Premium: ₹12,500

₹25,00,000*

Regular/Limited Pay: ₹70,000