Features

Eligibility

Eligibility Criteria:


Entry Age (age last birthday)

:

18 years – 55 years ( For Premium Paying Term of 10 years)

18 years – 53 years (For Premium Paying Term of 12 years)

(subject to maximum maturity age of 80 years )

Premium Paying Term (PPT)

:

10 | 12 years

Deferment Period (DP)

:  

Deferment Period shall start after the completion of PPT

0 | 5 | 10 years

Income Benefit Period (IBP)

:

Income Benefit Period shall start after the completion of Deferment Period

10 |15 | 20 years

Income Benefit Option

:

Level | Increasing

Policy Term

:

Minimum  – 20 years |Maximum – 37 years

Policy Term = Premium Payment Term + Deferment Period + Income Benefit Period

Minimum Sum Assured

:

Rs. 400,000*

Premium Frequency

:

Annual, Semi-annual, Quarterly  & Monthly

  * For entry ages between 51 to 55 years the minimum Sum Assured will be Rs. 600,000.