Coverage and Limits
Health Multiplier | ||
Product Structure | ||
Policy Tenure | 1 year | |
Entry Age | Adult - 18 yrs to 65 yrs | Child - 91 days to 21 years | |
Plans | 1A, 2A, 1A1C, 1A2C, 1A3C, 2A1C, 2A2C, 2A3C* | |
Base Sum Insured | 5 Lacs and 10 Lacs | |
Inpatient Care | Up to Base Sum Insured | |
Hospital accommodation- Room Rent/day | 2% of Base Sum Insured | |
Hospital accommodation- ICU/day | Double of Room rent/day | |
Day Care Treatment | Listed Day Care Treatments covered up to Base Sum Insured | |
Pre - Hospitalisation Medical Expenses | For 30 days, Up to Base Sum Insured | |
Post- Hospitalisation Medical Expenses | For 60 days, Up to Base Sum Insured | |
e-Consultation | Within Network Provider only | |
Inpatient Care under Alternative Treatment | Covered upto 20% of Base Sum Insured | |
Modern Treatments | Covered up to Sum Insured with sub-limits applicable on certain procedures# | |
Organ Transplant | Up to Base Sum Insured | |
Re-fill Benefit (Can be triggered only once in a year) | Reinstates 100% of Base Sum Insured. Applicable for different illness | |
Critical Illness Multiplier benefit (In case of Hospitalisation due to listed Critical Illness*) | 3 times of the Base Sum Insured | |
Emergency Ground Ambulance- Within India | Network Hospital: Rs. 3,000 | |
Specific Disease waiting period | 24 Months | |
Waiting period for Pre-Existing Diseases (PED) | 36 months | |
Initial Waiting Period | 30 days | |